Charter 857 · Basking Ridge, NJ
Affinity Federal Credit Union
Affinity Federal Credit Union is a federally chartered credit union in Basking Ridge, New Jersey, with $4.35 billion in assets and 248,891 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.14%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $4.35 billion
- +5.3% in a year
- Members
- 248,891
- +5.2% in a year
- Net worth ratio
- 8.14%
- Peer median 10.79%
- Loans 60+ days late
- 0.93%
- Peer median 0.67%
- Loans outstanding
- $3.91 billion
- +5.8% in a year
- Shares and deposits
- $3.81 billion
- +5.8% in a year
- Branches
- 22
- 559 employees
- Opened
- 1935
- Federal charter
How Affinity Federal Credit Union compares
NCUA groups credit unions by size; Affinity Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 8.14% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.93%, is higher than the group median of 0.67%. Loans grew 5.8% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 1 of 126 credit unions headquartered in New Jersey. See all New Jersey credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $4.35 billion | 248,891 | $3.91 billion | 8.14% | 0.93% |
| Q1 2026 | $4.40 billion | 245,563 | $3.95 billion | 8.14% | 0.72% |
| Q4 2025 | $4.42 billion | 242,194 | $3.93 billion | 8.17% | 0.92% |
| Q3 2025 | $4.32 billion | 240,589 | $3.84 billion | 8.33% | 0.93% |
| Q2 2025 | $4.13 billion | 236,675 | $3.70 billion | 8.48% | 0.89% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 967,663 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 22 sites for Affinity Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Headquarters (main office)
73 Mountainview Blvd, Basking Ridge, NJ 07920 - Bedminster Branch
1520 Us Highway 206, Bedminster, NJ 07921 - Cedar Knolls Branch
235 Ridgedale Ave, Cedar Knolls, NJ 07927 - Denville Branch
25 Pocono Rd, Denville, NJ 07834 - Flemington Branch
275 Us Highway 202/31 S, Flemington, NJ 08822 - Hillsborough Branch
315 Us Highway 206, Hillsborough, NJ 08844 - Middletown Branch
1365 State Route 35, Middletown, NJ 07748 - New Providence Branch
598 Central Ave, New Providence, NJ 07974 - Piscataway Branch
1342 Centennial Ave, Piscataway, NJ 08854 - Quest Diagnostics
1 Insights Drive, Clifton, NJ 07012 - Edison Branch
2190 State Route 27, Edison, NJ 08817 - New Brunswick Branch
346 George St, New Brunswick, NJ 08901 - River Edge Branch
913 Kinderkamack Rd, River Edge, NJ 07661 - Bardonia Branch
35 Bardonia Rd, Bardonia, NY 10954 - Saint Clare's Hospital - Dover
400 W Blackwell St, Dover, NJ 07801 - New Haven Branch
55 Whitney Ave, New Haven, CT 06510 - Norwalk Branch
250 Westport Ave, Norwalk, CT 06851 - Stony Point
35 S Liberty Dr, Stony Point, NY 10980 - Madison Branch
18 Elmer St, Madison, NJ 07940 - Lawrenceville Branch
138 Franklin Corner Rd, Lawrence Township, NJ 08648 - White Plains Branch
423 Tarrytown Rd, White Plains, NY 10607 - Elizabeth Branch
16 W Grand St, Elizabeth, NJ 07201
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology