NCUA call report data, quarter by quarter
Look up any credit union's real numbers
Every credit union files a call report with NCUA each quarter. We turn those filings into a page for each of them, 30 national rankings, a side-by-side compare tool, a screener and a free peer report, plus an open API for people and AI tools.
Search by name, city or charter number, or browse the rankings.
- Federally insured credit unions
- 4,214
- Members
- 146.1 million
- Assets
- $2.50 trillion
- Loans 60+ days late
- 0.96%
Computed from NCUA call reports for the quarter ended June 30, 2026.
Independent: not affiliated with NCUA or any credit union.
Free tools
No sign-up, no paywall. The same call-report data credit union analysts pay for.
- Compare side by sideUp to four credit unions on 50+ figures, with peer medians and a link you can share.
- ScreenerFilter every credit union by state, size and any ratio. Sort, then download CSV.
- Free peer reportPick a credit union and a peer group. Get a board-ready report you can save as PDF.
- CalculatorsAuto, mortgage, personal loan and card payoff, priced with the rates credit unions report, plus a deposit insurance estimator.
- API and MCP serverEvery figure as open JSON, plus an MCP server so Claude and other AI tools can answer with it.
Rankings
30 national lists from the latest call reports, each with its rule stated. See them all.
- The largest credit unions in the USNo. 1: Navy Federal Credit Union, $204B
- Credit unions with the lowest new auto loan ratesNo. 1: Whatcom Educational Credit Union, 0.99%
- The credit unions that pay members the most on depositsNo. 1: State Farm Federal Credit Union, 4.04%
- The most profitable credit unionsNo. 1: Caribe Federal Credit Union, 3.62%
- The fastest-growing credit unionsNo. 1: CommunityAmerica Federal Credit Union, +159%
- The best-capitalized credit unionsNo. 1: Brotherhood Credit Union, 43.67%
- Credit unions with the lowest first mortgage ratesNo. 1: Premier America Credit Union, 2.25%
- The credit unions that collect the least in feesNo. 1: McBryde Federal Credit Union, $0
The 25 largest credit unions
By total assets. Every credit union that files a call report has a page like these: five quarters of figures, a scorecard against its peers, the loan rates it reported, and what it lends.
| # | Credit union | Based in | Assets | Members | Net worth | 60+ late |
|---|---|---|---|---|---|---|
| 1 | Navy Federal Credit Union | Vienna, VA | $204.4B | 15,517,448 | 11.7% | 1.58% |
| 2 | State Employees' Credit Union | Raleigh, NC | $60.0B | 2,998,339 | 10.1% | 2.38% |
| 3 | SchoolsFirst Federal Credit Union | Santa Ana, CA | $37.2B | 1,579,561 | 9.5% | 0.91% |
| 4 | Boeing Employees Credit Union | Tukwila, WA | $29.6B | 1,594,258 | 12.6% | 0.42% |
| 5 | Pentagon Federal Credit Union | McLean, VA | $29.2B | 2,751,004 | 10.7% | 1.07% |
| 6 | First Technology Federal Credit Union | San Jose, CA | $27.9B | 1,870,858 | 10.8% | 1.61% |
| 7 | America First Federal Credit Union | Riverdale, UT | $26.0B | 1,588,687 | 11.8% | 1.45% |
| 8 | Mountain America Federal Credit Union | Sandy, UT | $22.9B | 1,458,467 | 9.6% | 1.30% |
| 9 | The Golden 1 Credit Union | Sacramento, CA | $22.2B | 1,199,691 | 9.9% | 0.80% |
| 10 | Suncoast Credit Union | Tampa, FL | $20.8B | 1,408,203 | 10.1% | 0.92% |
| 11 | Alliant Credit Union | Chicago, IL | $20.0B | 953,370 | 9.2% | 0.81% |
| 12 | Randolph-Brooks Federal Credit Union | Universal City, TX | $19.6B | 1,152,532 | 13.4% | 1.27% |
| 13 | Wings Credit Union | Colorado Springs, CO | $19.4B | 958,216 | 11.8% | 0.64% |
| 14 | Lake Michigan Credit Union | Grand Rapids, MI | $17.3B | 536,976 | 11.3% | 0.35% |
| 15 | Idaho Central Credit Union | Chubbuck, ID | $15.5B | 821,866 | 8.3% | 0.46% |
| 16 | FourLeaf Federal Credit Union | Bethpage, NY | $14.4B | 527,355 | 9.1% | 2.23% |
| 17 | Security Service Federal Credit Union | San Antonio, TX | $14.4B | 721,020 | 11.3% | 1.03% |
| 18 | VyStar Credit Union | Jacksonville, FL | $14.3B | 1,024,058 | 8.9% | 1.25% |
| 19 | Global Federal Credit Union | Anchorage, AK | $13.0B | 808,644 | 9.7% | 1.42% |
| 20 | Greenstate Credit Union | North Liberty, IA | $10.9B | 359,136 | 9.0% | 1.24% |
| 21 | ESL Federal Credit Union | Rochester, NY | $10.8B | 485,535 | 16.4% | 0.90% |
| 22 | Redwood Credit Union | Santa Rosa, CA | $10.7B | 423,257 | 13.3% | 0.72% |
| 23 | United Nations Federal Credit Union | Long Island City, NY | $10.7B | 266,891 | 9.8% | 0.28% |
| 24 | Police & Fire Federal Credit Union | Philadelphia, PA | $10.2B | 432,372 | 18.6% | 0.24% |
| 25 | Eastman Credit Union | Kingsport, TN | $10.2B | 360,016 | 14.9% | 0.31% |
Credit unions by state
Every credit union headquartered in each state, ranked by assets.
- Alabama 88
- Alaska 8
- Arizona 33
- Arkansas 47
- California 239
- Colorado 62
- Connecticut 64
- Delaware 15
- District of Columbia 28
- Florida 107
- Georgia 71
- Guam 2
- Hawaii 45
- Idaho 26
- Illinois 188
- Indiana 121
- Iowa 66
- Kansas 62
- Kentucky 51
- Louisiana 136
- Maine 48
- Maryland 60
- Massachusetts 121
- Michigan 169
- Minnesota 80
- Mississippi 55
- Missouri 87
- Montana 41
- Nebraska 50
- Nevada 13
- New Hampshire 12
- New Jersey 126
- New Mexico 37
- New York 268
- North Carolina 57
- North Dakota 29
- Ohio 192
- Oklahoma 52
- Oregon 47
- Pennsylvania 269
- Puerto Rico 4
- Rhode Island 14
- South Carolina 45
- South Dakota 33
- Tennessee 125
- Texas 380
- U.S. Virgin Islands 5
- Utah 51
- Vermont 12
- Virginia 95
- Washington 73
- West Virginia 74
- Wisconsin 98
- Wyoming 18
What the numbers can and cannot tell you
A call report is a balance sheet and an income statement, filed by the credit union itself and checked by its examiners over time. It tells you how big a credit union is, how much capital it holds against losses, how its loans are performing and whether it is growing or shrinking. It also carries the interest rate each credit union reports for its main kinds of loans, and how much it collects in fees and pays out on deposits. It does not tell you the rate you will be quoted, or whether its branch staff are any good.
The figures that matter most to a member are on every page: the net worth ratio, the share of loans 60 or more days past due, and membership growth over the year. A falling membership with rising late loans is worth a second look; one bad quarter is not.
Questions people ask
How do I know if a credit union is financially healthy?
Start with the net worth ratio, its capital as a share of assets. NCUA's prompt corrective action rules treat 7% or more as well capitalized. Then look at the share of loans 60 or more days late against similar-sized credit unions. Each credit union page shows both.
Is my money insured at a credit union?
At a federally insured credit union, NCUA's Share Insurance Fund covers deposits up to $250,000 per member for each ownership category, the same limit as FDIC insurance at banks. A few state-chartered credit unions are privately insured instead; their pages say so.
How current are these numbers?
Credit unions report as of the end of each calendar quarter and NCUA publishes the data about two months later. Each page names the quarter its figures come from.
Can I compare credit unions or rank them my own way?
Yes, free and without signing up. The compare tool puts up to four side by side on more than 50 figures, the screener filters and sorts all of them by any measure and downloads CSV, and the peer report builds a printable report against the peer group you choose.
Is Credit Union Ledger part of NCUA?
No. It is an independent site that republishes NCUA's public data. Nothing here is endorsed by NCUA or by any credit union.