Credit unions in Alabama
88 credit unions are headquartered in Alabama: 39 with federal charters and 49 with state charters. Together they hold $40.4 billion in assets for 2,488,796 members as of June 30, 2026. The largest is Redstone Federal Credit Union at $8.59 billion.
Combined, 0.92% of their loans were 60 or more days past due. Counts are by headquarters; many serve members in other states too.
| # | Credit union | City | Assets | Members | Net worth | 60+ late |
|---|---|---|---|---|---|---|
| 1 | Redstone Federal Credit Union | Huntsville | $8.6B | 539,259 | 13.9% | 0.7% |
| 2 | All in Federal Credit Union | Daleville | $3.7B | 214,129 | 10.1% | 1.8% |
| 3 | Southern Energy Credit Union | Birmingham | $3.6B | 90,996 | 14.6% | 0.2% |
| 4 | America's First Federal Credit Union | Birmingham | $2.8B | 195,624 | 12.3% | 0.8% |
| 5 | Max Credit Union | Montgomery | $2.4B | 132,648 | 14.5% | 0.7% |
| 6 | Alabama Credit Union | Tuscaloosa | $2.1B | 152,571 | 9.9% | 0.8% |
| 7 | Alabama One Credit Union | Tuscaloosa | $1.5B | 96,594 | 9.1% | 0.9% |
| 8 | Listerhill Credit Union | Sheffield | $1.5B | 91,900 | 11.1% | 0.6% |
| 9 | Avadian Credit Union | Birmingham | $1.4B | 83,496 | 10.3% | 0.5% |
| 10 | Guardian Credit Union | Prattville | $1.3B | 95,671 | 9.5% | 1.4% |
| 11 | Five Star Credit Union | Dothan | $1.3B | 68,823 | 13.8% | 1.5% |
| 12 | Family Savings Credit Union | Rainbow City | $1.2B | 78,572 | 8.9% | 1.0% |
| 13 | Family Security Credit Union | Decatur | $1.1B | 88,825 | 19.9% | 0.6% |
| 14 | Legacy Community Federal Credit Union | Birmingham | $727.2M | 39,234 | 13.3% | 1.6% |
| 15 | Emblem Credit Union | Gadsden | $627.6M | 29,813 | 11.3% | 0.6% |
| 16 | Winsouth Credit Union | Gadsden | $479.4M | 33,719 | 10.4% | 0.7% |
| 17 | Alabama State Employees Credit Union | Montgomery | $471.2M | 39,354 | 12.0% | 0.3% |
| 18 | Aod Federal Credit Union | Bynum | $466.7M | 37,793 | 16.4% | 0.5% |
| 19 | TVA Community Credit Union | Muscle Shoals | $429.0M | 20,029 | 18.4% | 0.3% |
| 20 | Coosa Pines Federal Credit Union | Childersburg | $420.8M | 25,793 | 16.2% | 0.9% |
| 21 | New Horizons Credit Union | Mobile | $304.1M | 23,666 | 10.8% | 0.4% |
| 22 | Auburn University Credit Union | Auburn | $267.9M | 18,764 | 9.8% | 0.6% |
| 23 | Mutual Savings Credit Union | Birmingham | $242.8M | 18,931 | 9.1% | 0.2% |
| 24 | Fort McClellan Credit Union | Anniston | $224.1M | 15,449 | 12.7% | 1.2% |
| 25 | Alatrust Credit Union | Hoover | $224.0M | 13,471 | 14.0% | 1.7% |
| 26 | Acipco Federal Credit Union | Birmingham | $221.5M | 8,193 | 14.4% | 0.2% |
| 27 | Naheola Credit Union | Pennington | $219.6M | 12,933 | 18.0% | 2.0% |
| 28 | Alabama Central Credit Union | Birmingham | $214.0M | 18,375 | 9.6% | 0.4% |
| 29 | Eco Credit Union | Birmingham | $195.1M | 14,864 | 11.8% | 0.9% |
| 30 | Riverfall Credit Union | Tuscaloosa | $193.9M | 14,223 | 11.9% | 1.9% |
| 31 | Heritage South Credit Union | Sylacauga | $183.7M | 15,474 | 10.2% | 0.9% |
| 32 | North Alabama Educators Credit Union | Huntsville | $142.9M | 10,879 | 8.0% | 0.7% |
| 33 | Mobile Educators Credit Union | Mobile | $113.2M | 7,311 | 13.2% | 0.7% |
| 34 | Valley Credit Union | Tuscumbia | $112.9M | 6,130 | 14.0% | 0.2% |
| 35 | Four Seasons Federal Credit Union | Opelika | $103.7M | 9,735 | 8.6% | 1.5% |
| 36 | Railroad Credit Union | Irondale | $100.6M | 4,745 | 14.4% | 0.1% |
| 37 | Jefferson Credit Union | Hoover | $91.4M | 8,095 | 10.3% | 1.4% |
| 38 | Sycamore Federal Credit Union | Sycamore | $77.1M | 2,830 | 16.4% | 0.9% |
| 39 | Rocket City Federal Credit Union | Huntsville | $69.1M | 5,946 | 17.3% | 0.2% |
| 40 | Florence Federal Credit Union | Florence | $65.9M | 3,906 | 14.1% | 0.9% |
| 41 | The Bridgeway Federal Credit Union | Phenix City | $62.3M | 6,858 | 16.3% | 1.0% |
| 42 | University of South Alabama Federal Credit Union | Mobile | $56.2M | 8,381 | 16.4% | 0.5% |
| 43 | Tuscaloosa V A Federal Credit Union | Tuscaloosa | $51.9M | 5,338 | 13.1% | 0.2% |
| 44 | Champion Community Credit Union | Courtland | $51.0M | 3,034 | 14.8% | 1.9% |
| 45 | Azalea City Credit Union | Mobile | $47.2M | 4,372 | 15.2% | 1.6% |
| 46 | Electrical Workers No 558 Federal Credit Union | Sheffield | $45.9M | 2,630 | 20.5% | 0.0% |
| 47 | Solutions First Federal Credit Union | Enterprise | $45.2M | 4,942 | 1.9% | 2.4% |
| 48 | Gulf Coast Federal Credit Union | Mobile | $44.2M | 4,688 | 5.9% | 2.7% |
| 49 | Mead Coated Board Federal Credit Union | Eufaula | $40.3M | 1,544 | 23.0% | 6.7% |
| 50 | Red Oak Credit Union | Tuscaloosa | $40.1M | 4,629 | 5.8% | 0.7% |
| 51 | Lauderdale County Teachers Credit Union | Florence | $38.5M | 1,956 | 12.8% | 0.0% |
| 52 | Social Security Credit Union | Birmingham | $37.4M | 2,625 | 22.6% | 1.5% |
| 53 | Wcu Credit Union | Decatur | $36.0M | 3,341 | 9.0% | 0.3% |
| 54 | The Infirmary Federal Credit Union | Mobile | $32.6M | 4,483 | 14.0% | 0.6% |
| 55 | Baldwin County Federal Credit Union | Bay Minette | $32.4M | 1,990 | 12.0% | 0.3% |
| 56 | Health Credit Union | Birmingham | $27.6M | 2,114 | 22.3% | 1.7% |
| 57 | Ang Federal Credit Union | Birmingham | $24.4M | 1,766 | 10.1% | 0.4% |
| 58 | Chattahoochee Federal Credit Union | Valley | $23.4M | 2,721 | 15.0% | 0.5% |
| 59 | Covington Schools Federal Credit Union | Andalusia | $22.4M | 1,606 | 31.6% | 6.1% |
| 60 | City Credit Union | Tuscaloosa | $21.3M | 1,587 | 24.0% | 0.8% |
| 61 | Railway Employees Credit Union | Muscle Shoals | $21.1M | 1,360 | 22.0% | 1.0% |
| 62 | East Alabama Community Federal Credit Union | Opelika | $20.8M | 2,978 | 14.2% | 0.0% |
| 63 | Federal Employees Credit Union | Birmingham | $19.7M | 1,674 | 16.6% | 1.7% |
| 64 | Mobile Postal Credit Union | Mobile | $16.7M | 1,602 | 13.2% | 2.9% |
| 65 | Northeast Alabama Postal Federal Credit Union | Anniston | $15.6M | 1,245 | 14.1% | 1.1% |
| 66 | Mobile Government Emp. Credit Union | Mobile | $15.0M | 627 | 22.0% | 0.0% |
| 67 | Fedmont Federal Credit Union | Montgomery | $13.0M | 1,207 | 13.4% | 0.5% |
| 68 | Tuskegee Federal Credit Union | Tuskegee | $11.3M | 2,092 | 4.2% | 4.3% |
| 69 | Blue Flame Credit Union | Mobile | $10.7M | 770 | 15.4% | 0.0% |
| 70 | Opp-Micolas Credit Union | Opp | $10.4M | 1,459 | 25.2% | 1.5% |
| 71 | Birmingham City Credit Union | Birmingham | $9.7M | 2,692 | 18.9% | 0.9% |
| 72 | Marvel City Federal Credit Union | Bessemer | $9.0M | 947 | 18.2% | 1.0% |
| 73 | L&n Employees Credit Union | Birmingham | $8.3M | 1,413 | 18.2% | 5.3% |
| 74 | Fireman's Credit Union | Birmingham | $7.4M | 972 | 35.9% | 0.8% |
| 75 | Alabama Postal Credit Union | Birmingham | $6.4M | 924 | 44.5% | 0.3% |
The other 13, largest first
- Chemco Credit Union, Mc Intosh
- Sixth Avenue Baptist Federal Credit Union, Birmingham
- Tvh Federal Credit Union, Tuskegee
- Chem Family Credit Union, Anniston
- S R I Employees Federal Credit Union, Birmingham
- Demopolis Federal Credit Union, Demopolis
- Andalusia Mills Employees Credit As Federal Credit Union, Andalusia
- U S Pipe Bessemer Employees Federal Credit Union, Bessemer
- Councill Federal Credit Union, Normal
- Nucor Employees Federal Credit Union, Fort Payne
- Federation of Greene County Empl. Federal Credit Union, Eutaw
- North Alabama Papermakers Federal Credit Union, Stevenson
- Nrs Community Development Federal Credit Union, Birmingham
Download all 88 as CSV. Source: NCUA 5300 Call Report quarterly data, quarter ended June 30, 2026. Not affiliated with NCUA.