Charter 60605 · Decatur, AL
Family Security Credit Union
Family Security Credit Union is a state-chartered credit union in Decatur, Alabama, with $1.09 billion in assets and 88,825 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 19.92%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.09 billion
- +6.4% in a year
- Members
- 88,825
- +0.0% in a year
- Net worth ratio
- 19.92%
- Peer median 10.79%
- Loans 60+ days late
- 0.61%
- Peer median 0.67%
- Loans outstanding
- $418 million
- -3.3% in a year
- Shares and deposits
- $876 million
- +5.0% in a year
- Branches
- 23
- 227 employees
- Opened
- 1953
- Alabama charter
How Family Security Credit Union compares
NCUA groups credit unions by size; Family Security Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 19.92% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.61%, is lower than the group median of 0.67%. Loans fell 3.3% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 13 of 88 credit unions headquartered in Alabama. See all Alabama credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.09 billion | 88,825 | $418 million | 19.92% | 0.61% |
| Q1 2026 | $1.08 billion | 88,783 | $419 million | 19.50% | 0.63% |
| Q4 2025 | $1.05 billion | 88,624 | $423 million | 19.59% | 0.70% |
| Q3 2025 | $1.04 billion | 88,747 | $427 million | 19.28% | 0.67% |
| Q2 2025 | $1.02 billion | 88,796 | $432 million | 19.08% | 0.55% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 3.3 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 25 sites for Family Security Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Administration II (main office)
2204 Family Security Pl Sw, Decatur, AL 35603 - Administration I
1806 Carridale St Sw, Decatur, AL 35601 - Albertville
5976 Us Highway 431, Albertville, AL 35950 - Boaz
310 Us Highway 431, Boaz, AL 35957 - Hartselle
1305 Highway 31 Sw, Hartselle, AL 35640 - Moulton
11400 Al Highway 157, Moulton, AL 35650 - Athens
214 Us Highway 31 S, Athens, AL 35611 - Cullman
811 2Nd Ave Nw, Cullman, AL 35055 - Daphne
28651 Us Highway 98, Daphne, AL 36526 - Gardendale
951 Odum Rd, Gardendale, AL 35071 - Madison Blvd.
8230 Madison Blvd, Madison, AL 35758 - Mobile
7690 Airport Blvd, Mobile, AL 36608 - Priceville
50 Marco Dr, Decatur, AL 35603 - Sixth Avenue
1305 6Th Ave Se, Decatur, AL 35601 - Thomasville
32605 Highway 43, Thomasville, AL 36784 - Muscle Shoals
2015 Avalon Ave, Muscle Shoals, AL 35661 - Tillman's Corner
5416 Highway 90 W, Mobile, AL 36619 - Guntersville
2002 Gunter Ave, Guntersville, AL 35976 - Stevenson
41119 Us Highway 72, Stevenson, AL 35772 - Highway 72 Madison
8668 Highway 72 W, Madison, AL 35758 - Saraland
9 Saraland Blvd N, Saraland, AL 36571 - Haier
2330 Point Mallard Dr Se, Decatur, AL 35601 - Hazel Green
14699 Highway 231-431 N, Hazel Green, AL 35750 - Jackson
4000 N College Ave, Jackson, AL 36545 - Beltline
1852 Beltline Rd Sw, Decatur, AL 35601
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology