Charter 60823 · Tuscaloosa, AL
Alabama Credit Union
Alabama Credit Union is a state-chartered credit union in Tuscaloosa, Alabama, with $2.08 billion in assets and 152,571 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.91%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $2.08 billion
- +2.4% in a year
- Members
- 152,571
- -2.9% in a year
- Net worth ratio
- 9.91%
- Peer median 10.79%
- Loans 60+ days late
- 0.80%
- Peer median 0.67%
- Loans outstanding
- $1.54 billion
- -6.5% in a year
- Shares and deposits
- $1.80 billion
- +4.4% in a year
- Branches
- 39
- 413 employees
- Opened
- 1956
- Alabama charter
How Alabama Credit Union compares
NCUA groups credit unions by size; Alabama Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.91% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.80%, is higher than the group median of 0.67%. Loans fell 6.5% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 6 of 88 credit unions headquartered in Alabama. See all Alabama credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.08 billion | 152,571 | $1.54 billion | 9.91% | 0.80% |
| Q1 2026 | $2.06 billion | 152,671 | $1.55 billion | 9.97% | 0.79% |
| Q4 2025 | $2.05 billion | 156,023 | $1.58 billion | 9.83% | 0.91% |
| Q3 2025 | $2.06 billion | 154,650 | $1.59 billion | 9.71% | 0.77% |
| Q2 2025 | $2.03 billion | 157,088 | $1.65 billion | 9.66% | 0.83% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.3 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 39 sites for Alabama Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Administration Building (main office)
909 Anna Ave, Tuscaloosa, AL 35401 - Main Branch
401 University Blvd, Tuscaloosa, AL 35401 - Indian Hills Branch
1515 Mcfarland Blvd N, Tuscaloosa, AL 35406 - Vance Office
1 Mercedes Dr, Vance, AL 35490 - Huntsville Branch
851 John Wright Dr, Huntsville, AL 35899 - South Huntsville Branch
901 Airport Rd Sw, Huntsville, AL 35802 - Fayette Branch
2305 Temple Ave N, Fayette, AL 35555 - Five Points Branch
4239 University Blvd E, Tuscaloosa, AL 35404 - Hillcrest Branch
915 Mally St, Tuscaloosa, AL 35405 - Huntington Branch
4600 Rose Blvd, Northport, AL 35475 - Orange Beach Branch
24254 Canal Rd, Orange Beach, AL 36561 - Foley Branch
211 E Laurel Ave, Foley, AL 36535 - Cullman Branch
1901 Main Ave Sw, Cullman, AL 35055 - Decatur Branch
2216 6Th Ave Se, Decatur, AL 35601 - North River Branch
1805 New Watermelon Rd, Tuscaloosa, AL 35406 - Gulf Shores Branch
1700 Gulf Shores Pkwy, Gulf Shores, AL 36542 - Fairhope
111 Baldwin Sq, Fairhope, AL 36532 - Hwy 72 Madison
1415 Paramount Dr, Huntsville, AL 35806 - Austal Branch
202 Addsco Rd, Mobile, AL 36602 - Valleydale
2675 Valleydale Rd, Hoover, AL 35244 - Downtown Birmingham Post Office
351 24Th St N, Birmingham, AL 35203 - Daphne Branch
28509 Us Highway 98, Daphne, AL 36526 - Perdido Key Branch
13039 Sorrento Rd, Pensacola, FL 32507 - Shoreline Branch
901 Spring Hill Ave, Mobile, AL 36604 - Hoover Branch
1604 Montgomery Hwy, Hoover, AL 35216 - West Mobile Branch
7790 Cottage Hill Rd, Mobile, AL 36695 - Northport Branch
3913 Mcfarland Blvd, Northport, AL 35476 - Downtown Branch
1100 Almon Ave, Tuscaloosa, AL 35401 - Skyland Branch
2925 Skyland Blvd E, Tuscaloosa, AL 35405 - UA Student Center
751 Campus Dr W, Tuscaloosa, AL 35401 - Cullman North Branch
3101 Hwy 157, Cullman, AL 35058 - Vernon Branch
44984 Highway 17, Vernon, AL 35592 - Loxley Branch
2121 S Hickory St, Loxley, AL 36551 - County Line Branch
100 New Bristol Lane, Madison, AL 35756 - Kennedy Branch
17939 Hwy 96, Kennedy, AL 35574 - Jasper Branch
301 3Rd Ave S, Jasper, AL 35501 - Airbus
320 Airbus Way, Mobile, AL 36615 - Greenbrier
8414 Greenbrier Pkwy Nw, Madison, AL 35756 - Alabama River Branch
3365 S Alabama Ave, Monroeville, AL 36460
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology