Charter 68575 · Montgomery, AL
Max Credit Union
Max Credit Union is a state-chartered credit union in Montgomery, Alabama, with $2.38 billion in assets and 132,648 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 14.52%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $2.38 billion
- +5.7% in a year
- Members
- 132,648
- +2.8% in a year
- Net worth ratio
- 14.52%
- Peer median 10.79%
- Loans 60+ days late
- 0.68%
- Peer median 0.67%
- Loans outstanding
- $1.15 billion
- -0.9% in a year
- Shares and deposits
- $2.05 billion
- +4.1% in a year
- Branches
- 16
- 295 employees
- Opened
- 1955
- Alabama charter
How Max Credit Union compares
NCUA groups credit unions by size; Max Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 14.52% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.68%, is about the same as the group median of 0.67%. Loans fell 0.9% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 5 of 88 credit unions headquartered in Alabama. See all Alabama credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.38 billion | 132,648 | $1.15 billion | 14.52% | 0.68% |
| Q1 2026 | $2.35 billion | 131,569 | $1.15 billion | 14.34% | 0.70% |
| Q4 2025 | $2.31 billion | 130,525 | $1.15 billion | 14.13% | 0.89% |
| Q3 2025 | $2.26 billion | 129,899 | $1.15 billion | 14.09% | 0.90% |
| Q2 2025 | $2.25 billion | 129,035 | $1.16 billion | 13.78% | 0.84% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 745,715 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 16 sites for Max Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Cobbs Ford Road
2309 Cobbs Ford Rd, Prattville, AL 36066 - Downtown
401 Monroe St, Montgomery, AL 36104 - Eastdale (main office)
400 Eastdale Cir, Montgomery, AL 36117 - Taylor Road
3401 Malcolm Dr, Montgomery, AL 36116 - Zelda Road
2785 Zelda Rd, Montgomery, AL 36106 - Wetumpka
94 Captain Crommelin Dr, Wetumpka, AL 36092 - Vaughn Road
5245 Vaughn Rd, Montgomery, AL 36116 - Maxwell
10 E Selfridge St, Montgomery, AL 36112 - West Montgomery
4705 Mobile Hwy, Montgomery, AL 36108 - Millbrook
3441 Highway 14, Millbrook, AL 36054 - Frederick Road
3021 Frederick Rd, Opelika, AL 36801 - Auburn
336 N Gay St, Auburn, AL 36830 - Troy
1207 Highway 231 S, Troy, AL 36081 - Chantilly
11020 Chantilly Parkway, Montgomery, AL 36117 - Tallassee
1415 Gilmer Ave, Tallassee, AL 36078 - Prattville Main Street
725 E Main St, Prattville, AL 36067
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology