Charter 68595 · Tuscaloosa, AL
Alabama One Credit Union
Alabama One Credit Union is a state-chartered credit union in Tuscaloosa, Alabama, with $1.52 billion in assets and 96,594 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.08%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Alabama One Wealth Advisory, Alabama ONE Insurance Services, Alabama Rural Electric Credit Union, a division of Alabama ONE.
- Total assets
- $1.52 billion
- +5.6% in a year
- Members
- 96,594
- +0.9% in a year
- Net worth ratio
- 9.08%
- Peer median 10.79%
- Loans 60+ days late
- 0.85%
- Peer median 0.67%
- Loans outstanding
- $1.12 billion
- +13.3% in a year
- Shares and deposits
- $1.36 billion
- +5.4% in a year
- Branches
- 32
- 346 employees
- Opened
- 1951
- Alabama charter
How Alabama One Credit Union compares
NCUA groups credit unions by size; Alabama One Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.08% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.85%, is higher than the group median of 0.67%. Loans grew 13.3% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 7 of 88 credit unions headquartered in Alabama. See all Alabama credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.52 billion | 96,594 | $1.12 billion | 9.08% | 0.85% |
| Q1 2026 | $1.51 billion | 97,352 | $1.08 billion | 8.99% | 0.68% |
| Q4 2025 | $1.48 billion | 96,201 | $1.06 billion | 8.82% | 0.92% |
| Q3 2025 | $1.45 billion | 96,912 | $1.02 billion | 8.93% | 0.83% |
| Q2 2025 | $1.44 billion | 95,733 | $989 million | 8.91% | 0.81% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 3.1 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 32 sites for Alabama One Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
1215 Veterans Memorial Pkwy, Tuscaloosa, AL 35404 - BF Goodrich
4520 21St St, Tuscaloosa, AL 35401 - Northport
1501 Mcfarland Blvd, Northport, AL 35476 - Taylorville
6822 Highway 69 S, Tuscaloosa, AL 35405 - Skyland East
3700 Skyland Blvd E, Tuscaloosa, AL 35405 - Hwy 43
4750 Rose Blvd, Northport, AL 35475 - Commons North
4605 Rice Mine Rd Ne, Tuscaloosa, AL 35406 - Jack Warner
1000 Jack Warner Pkwy Ne, Tuscaloosa, AL 35404 - Mobile Branch
945 Coy Smith Highway, Mount Vernon, AL 36560 - Carrollton Branch
194 Reform St, Carrollton, AL 35447 - Skyland West
70 Skyland Blvd E, Tuscaloosa, AL 35405 - Gordo
313 Main St S, Gordo, AL 35466 - Fayette
1678 Temple Ave N, Fayette, AL 35555 - Montgomery-ARECU
340 Technacenter Dr, Montgomery, AL 36117 - Linden
116 E Coats Ave, Linden, AL 36748 - Alberta
2735 University Blvd E, Tuscaloosa, AL 35404 - Lake View
22170 Al-216, Mc Calla, AL 35111 - Centre Branch
500 Cedar Bluff Rd, Centre, AL 35960 - Brewton
2549 South Blvd, Brewton, AL 36426 - Goodwater
22484 Al Highway 9, Goodwater, AL 35072 - Hollis Crossroads
8333 Highway 431, Heflin, AL 36264 - McIntosh
7895 Highway 43, Mc Intosh, AL 36553 - Millbrook
3390 Highway 14, Millbrook, AL 36054 - Roanoke
3140 Highway 431, Roanoke, AL 36274 - Rockford
9636 Us Highway 231, Rockford, AL 35136 - Wadley
312 Main St, Wadley, AL 36276 - Demopolis
1317 Us Highway 80 W, Demopolis, AL 36732 - Pike Road
41 House Street, Pike Road, AL 36064 - Dothan Branch
6167 Fortner St, Dothan, AL 36305 - Samson Branch
13148 W State Highway 52, Samson, AL 36477 - Valley
3202 20Th Ave, Valley, AL 36854 - Southside Branch
2020 Al Hwy 77, Gadsden, AL 35907
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology