Charter 68583 · Birmingham, AL
Avadian Credit Union
Avadian Credit Union is a state-chartered credit union in Birmingham, Alabama, with $1.43 billion in assets and 83,496 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.31%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.43 billion
- +3.1% in a year
- Members
- 83,496
- -3.2% in a year
- Net worth ratio
- 10.31%
- Peer median 10.79%
- Loans 60+ days late
- 0.46%
- Peer median 0.67%
- Loans outstanding
- $1.14 billion
- +2.8% in a year
- Shares and deposits
- $1.29 billion
- +2.0% in a year
- Branches
- 19
- 271 employees
- Opened
- 1934
- Alabama charter
How Avadian Credit Union compares
NCUA groups credit unions by size; Avadian Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.31% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.46%, is lower than the group median of 0.67%. Loans grew 2.8% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 9 of 88 credit unions headquartered in Alabama. See all Alabama credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.43 billion | 83,496 | $1.14 billion | 10.31% | 0.46% |
| Q1 2026 | $1.43 billion | 83,228 | $1.14 billion | 10.02% | 0.39% |
| Q4 2025 | $1.41 billion | 83,856 | $1.14 billion | 9.88% | 0.58% |
| Q3 2025 | $1.38 billion | 86,725 | $1.13 billion | 9.87% | 0.38% |
| Q2 2025 | $1.38 billion | 86,235 | $1.11 billion | 9.51% | 0.34% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 4.2 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 19 sites for Avadian Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Chelsea
15660 Highway 280, Chelsea, AL 35043 - Dothan
2378 W Main St, Dothan, AL 36301 - Geneva
309 W Maple Ave, Geneva, AL 36340 - Homewood
475 Green Springs Hwy, Birmingham, AL 35209 - Pelham
2723 Pelham Pkwy, Pelham, AL 35124 - SAMC
1091 Ross Clark Cir, Dothan, AL 36303 - Colonnade
3401 Colonnade Pkwy, Birmingham, AL 35243 - Midtown
101 20Th St S, Birmingham, AL 35233 - Helena
4849 Highway 52 W, Helena, AL 35080 - Hueytown
109 River Square Plz, Hueytown, AL 35023 - Mobile
809 Downtowner Blvd, Mobile, AL 36609 - Corporate (main office)
1 Riverchase Pkwy S, Hoover, AL 35244 - Madison
8566 Madison Blvd, Madison, AL 35758 - Trussville
2150 Gadsden Hwy, Birmingham, AL 35235 - Hoover
4720 Chace Cir, Hoover, AL 35244 - Greystone
420 Old Highway 280, Birmingham, AL 35242 - Gardendale
405 Fieldstown Rd, Gardendale, AL 35071 - South Parkway
3301 Memorial Pkwy Sw, Huntsville, AL 35801 - Vernon Main Branch
315 Columbus Ave Nw, Vernon, AL 35592
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology