Charter 68559 · Muscle Shoals, AL
TVA Community Credit Union
TVA Community Credit Union is a state-chartered credit union in Muscle Shoals, Alabama, with $429 million in assets and 20,029 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 18.38%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $429 million
- +4.9% in a year
- Members
- 20,029
- +0.9% in a year
- Net worth ratio
- 18.38%
- Peer median 11.65%
- Loans 60+ days late
- 0.32%
- Peer median 0.70%
- Loans outstanding
- $173 million
- +16.9% in a year
- Shares and deposits
- $373 million
- +2.9% in a year
- Branches
- 11
- 78 employees
- Opened
- 1936
- Alabama charter
How TVA Community Credit Union compares
NCUA groups credit unions by size; TVA Community Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 18.38% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.32%, is lower than the group median of 0.70%. Loans grew 16.9% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 19 of 88 credit unions headquartered in Alabama. See all Alabama credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $429 million | 20,029 | $173 million | 18.38% | 0.32% |
| Q1 2026 | $424 million | 20,008 | $164 million | 18.28% | 0.29% |
| Q4 2025 | $416 million | 19,939 | $162 million | 18.39% | 0.28% |
| Q3 2025 | $405 million | 19,921 | $155 million | 18.55% | 0.35% |
| Q2 2025 | $409 million | 19,847 | $148 million | 18.03% | 0.25% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 540,580 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 10 sites for TVA Community Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Sheffield Branch
425 Cox Blvd, Sheffield, AL 35660 - Mall Drive Branch
406 N Mall Ct, Florence, AL 35630 - Killen Branch
150 Brush Creek Rd, Killen, AL 35645 - Brown's Ferry Branch
10835 Shaw Rd # Bft-2C, Athens, AL 35611 - Dr. Hicks Branch
303 E Dr Hicks Blvd, Florence, AL 35630 - Athens Branch
616 E Hobbs St, Athens, AL 35611 - Reservation Branch
1010 Reservation Road, Muscle Shoals, AL 35661 - Wilson Dam Road (main office)
1405 S Wilson Dam Rd, Muscle Shoals, AL 35661 - Tuscumbia Branch
211 E 6Th St, Tuscumbia, AL 35674 - Cloverdale Branch
2809 Cloverdale Rd, Florence, AL 35630
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology