Charter 60934 · Hoover, AL
Alatrust Credit Union
Alatrust Credit Union is a state-chartered credit union in Hoover, Alabama, with $224 million in assets and 13,471 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.97%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $224 million
- +6.9% in a year
- Members
- 13,471
- +1.6% in a year
- Net worth ratio
- 13.97%
- Peer median 11.65%
- Loans 60+ days late
- 1.72%
- Peer median 0.70%
- Loans outstanding
- $125 million
- +8.3% in a year
- Shares and deposits
- $198 million
- +6.0% in a year
- Branches
- 6
- 39 employees
- Opened
- 1935
- Alabama charter
How Alatrust Credit Union compares
NCUA groups credit unions by size; Alatrust Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 13.97% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.72%, is higher than the group median of 0.70%. Loans grew 8.3% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 25 of 88 credit unions headquartered in Alabama. See all Alabama credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $224 million | 13,471 | $125 million | 13.97% | 1.72% |
| Q1 2026 | $219 million | 13,358 | $122 million | 13.91% | 1.93% |
| Q4 2025 | $213 million | 13,303 | $119 million | 14.02% | 1.65% |
| Q3 2025 | $211 million | 13,306 | $119 million | 14.09% | 1.82% |
| Q2 2025 | $209 million | 13,259 | $116 million | 13.91% | 0.59% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 100,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for Alatrust Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
1810 Merchants Dr, Hoover, AL 35244 - Birmingham Branch
1694 Montclair Rd, Irondale, AL 35210 - Anniston Branch
1216 Wilmer Ave, Anniston, AL 36201 - Jasper Branch
400 7Th Ave, Jasper, AL 35501 - Jacksonville Branch
1001 Jd And L Dr Sw, Jacksonville, AL 36265 - Talladega Branch
301 North St W, Talladega, AL 35160
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology