Charter 11123 · Birmingham, AL
S R I Employees Federal Credit Union
S R I Employees Federal Credit Union is a federally chartered credit union in Birmingham, Alabama, with $3.7 million in assets and 177 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 38.07%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $3.7 million
- -3.7% in a year
- Members
- 177
- +7.3% in a year
- Net worth ratio
- 38.07%
- Peer median 17.30%
- Loans 60+ days late
- 0.00%
- Peer median 0.86%
- Loans outstanding
- $749 thousand
- +48.0% in a year
- Shares and deposits
- $2.3 million
- -6.4% in a year
- Branches
- 1
- 2 employees
- Opened
- 1956
- Federal charter
How S R I Employees Federal Credit Union compares
NCUA groups credit unions by size; S R I Employees Federal Credit Union is in the group with $2 million to $10 million (539 credit unions). Its net worth ratio of 38.07% is higher than that group's median of 17.30%, and its share of loans 60 or more days past due, 0.00%, is lower than the group median of 0.86%. Loans grew 48.0% over the year to Q2 2026, against a group median of a 6.0% fall.
By assets it ranks 80 of 88 credit unions headquartered in Alabama. See all Alabama credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $3.7 million | 177 | $749 thousand | 38.07% | 0.00% |
| Q1 2026 | $3.6 million | 155 | $781 thousand | 38.55% | 0.00% |
| Q4 2025 | $3.7 million | 160 | $820 thousand | 37.55% | 0.43% |
| Q3 2025 | $3.7 million | 163 | $679 thousand | 37.62% | 0.00% |
| Q2 2025 | $3.8 million | 165 | $506 thousand | 36.53% | 0.17% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 250 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 2 sites for S R I Employees Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
2016 10Th Ave S Ste 102A, Birmingham, AL 35205 - Location of Records
2016 10Th Ave S Ste 102A, Birmingham, AL 35205
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology