Charter 24692 · Sandy, UT
Mountain America Federal Credit Union
Mountain America Federal Credit Union is a federally chartered credit union in Sandy, Utah, with $22.9 billion in assets and 1,458,467 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.55%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Mountain America Credit Union.
- Total assets
- $22.9 billion
- +6.1% in a year
- Members
- 1,458,467
- +7.3% in a year
- Net worth ratio
- 9.55%
- Peer median 10.79%
- Loans 60+ days late
- 1.30%
- Peer median 0.67%
- Loans outstanding
- $18.8 billion
- +7.2% in a year
- Shares and deposits
- $20.3 billion
- +6.0% in a year
- Branches
- 105
- 4,117 employees
- Opened
- 1936
- Federal charter
How Mountain America Federal Credit Union compares
NCUA groups credit unions by size; Mountain America Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.55% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.30%, is higher than the group median of 0.67%. Loans grew 7.2% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 2 of 51 credit unions headquartered in Utah. See all Utah credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $22.9 billion | 1,458,467 | $18.8 billion | 9.55% | 1.30% |
| Q1 2026 | $22.7 billion | 1,433,256 | $18.4 billion | 9.41% | 1.03% |
| Q4 2025 | $21.9 billion | 1,406,629 | $18.1 billion | 9.52% | 1.37% |
| Q3 2025 | $21.7 billion | 1,381,693 | $17.8 billion | 9.37% | 1.30% |
| Q2 2025 | $21.5 billion | 1,359,410 | $17.5 billion | 9.20% | 1.29% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 15 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 108 sites for Mountain America Federal Credit Union; the first 40 are below. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- 0092 Corporate Building - West Jordan
7181 S Campus View Dr, West Jordan, UT 84084 - 0008 Logan 1400 N
1425 N 200 E, Logan, UT 84341 - 0009 Ogden Washington Blvd
1825 Washington Blvd, Ogden, UT 84401 - 0010 South Ogden 40th St
455 40Th St, South Ogden, UT 84403 - 0012 Layton Antelope Dr
955 W Antelope Dr, Layton, UT 84041 - 0015 Centerville Marketplace Dr
298 N Market Place Dr, Centerville, UT 84014 - 0018 Woods Cross 500 W
1849 S 500 W, Woods Cross, UT 84010 - 0019 Salt Lake 700 N
1715 W 700 N, Salt Lake City, UT 84116 - 0025 Salt Lake State St
735 S State St, Salt Lake City, UT 84111 - 0030 Salt Lake 2100 S
2070 E 2100 S, Salt Lake City, UT 84109 - 0031 Salt Lake Redwood Rd
1225 S Redwood Rd, Salt Lake City, UT 84104 - 0032 Sparks Los Altos Pkwy
700 Los Altos Pkwy, Sparks, NV 89436 - 0034 Vernal 1818 W Hwy 40
1818 W Highway 40, Vernal, UT 84078 - 0035 Park City Newpark Blvd
1672 Newpark Blvd, Park City, UT 84098 - 0036 West Valley 5600 W
2958 S 5600 W, West Valley City, UT 84120 - 0037 Vernal 801 W Hwy 40
801 W Highway 40, Vernal, UT 84078 - 0038 Roosevelt 200 N
823 E 200 N, Roosevelt, UT 84066 - 0039 Altamont 15675 W
3986 N 15675 W, Altamont, UT 84001 - 0040 Taylorsville 4700 S
2627 W 4700 S, Taylorsville, UT 84129 - 0042 Tooele Main St
1475 N Main St, Tooele, UT 84074 - 0043 West Jordan 9000 S
9027 S 2200 W, West Jordan, UT 84088 - 0044 Murray State St
5899 S State St, Murray, UT 84107 - 0045 Holladay Murray Holladay Rd
1298 E Murray Holladay Rd, Millcreek, UT 84117 - 0047 Kearns 4015 W
5471 S 4015 W, Taylorsville, UT 84129 - 0048 West Jordan 7800 S
3782 W 7800 S, West Jordan, UT 84088 - 0049 South Jordan 3451 W South Jordan Pkwy
3451 W South Jordan Pkwy, South Jordan, UT 84095 - 0050 Midvale River Gate Dr
7013 S River Gate Dr, Midvale, UT 84047 - 0053 Draper State St
12221 S State St, Draper, UT 84020 - 0055 Midvale Union Park Ave
7325 S Union Park Ave, Cottonwood Heights, UT 84047 - 0056 Glendale Northern Ave
5910 W Northern Ave, Glendale, AZ 85301 - 0058 Mesquite Pioneer Blvd
580 W Pioneer Blvd, Mesquite, NV 89027 - 0059 Las Vegas Lake Mead Blvd
7280 W Lake Mead Blvd, Las Vegas, NV 89128 - 0060 Sandy Highland Dr
9446 S Highland Dr, Sandy, UT 84092 - 0062 South Jordan 753 W South Jordan Pkwy
753 W South Jordan Pkwy, South Jordan, UT 84095 - 0063 Riverton 12600 S
1962 W 12600 S, Riverton, UT 84065 - 0064 American Fork State St
893 W State Rd, American Fork, UT 84003 - 0066 Spanish Fork Canyon Creek Pkwy
1308 N Canyon Creek Pkwy, Spanish Fork, UT 84660 - 0067 Herriman 5600 W
13389 S Rosecrest Rd, Herriman, UT 84096 - 0068 Heber Main St
635 S Main St, Heber City, UT 84032 - 0069 Orem State St
1340 N State St, Orem, UT 84057
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology