Charter 24693 · Ogden, UT
Goldenwest Federal Credit Union
Goldenwest Federal Credit Union is a federally chartered credit union in Ogden, Utah, with $4.33 billion in assets and 221,793 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.20%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as USUCU Div of Goldenwest FCU, Goldenwest Financial Services, HealthCare CU a Co of Goldenwest.
- Total assets
- $4.33 billion
- +15.7% in a year
- Members
- 221,793
- +9.4% in a year
- Net worth ratio
- 13.20%
- Peer median 10.79%
- Loans 60+ days late
- 0.47%
- Peer median 0.67%
- Loans outstanding
- $3.50 billion
- +14.3% in a year
- Shares and deposits
- $3.69 billion
- +15.4% in a year
- Branches
- 56
- 820 employees
- Opened
- 1936
- Federal charter
How Goldenwest Federal Credit Union compares
NCUA groups credit unions by size; Goldenwest Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 13.20% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.47%, is lower than the group median of 0.67%. Loans grew 14.3% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 3 of 51 credit unions headquartered in Utah. See all Utah credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $4.33 billion | 221,793 | $3.50 billion | 13.20% | 0.47% |
| Q1 2026 | $4.09 billion | 209,927 | $3.29 billion | 13.16% | 0.41% |
| Q4 2025 | $3.95 billion | 208,088 | $3.29 billion | 13.22% | 0.35% |
| Q3 2025 | $3.87 billion | 206,499 | $3.19 billion | 13.03% | 0.33% |
| Q2 2025 | $3.74 billion | 202,801 | $3.06 billion | 13.02% | 0.31% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 3.7 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 56 sites for Goldenwest Federal Credit Union; the first 40 are below. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- 26th St
147 26Th St, Ogden, UT 84401 - 8th St
805 Washington Blvd, Ogden, UT 84404 - West Br
3217 Pennsylvania Ave, Ogden, UT 84401 - Layton Br
1268 N Hill Field Rd, Layton, UT 84041 - Harrison Br
3225 Harrison Blvd, Ogden, UT 84403 - Roy Br
5627 S 2050 W, Roy, UT 84067 - Farr West Br
1765 W 2700 N, Ogden, UT 84404 - North Davis Br
410 E 1700 S, Clearfield, UT 84015 - Corporate Br
5025 Adams Ave, Ogden, UT 84403 - Sandy Br
7926 S 1300 E, Sandy, UT 84094 - Clinton Br
1594 N 2000 W, Clinton, UT 84015 - South Valley Br
5573 W 13400 S, Herriman, UT 84096 - Morgan Br
209 N State St, Morgan, UT 84050 - Daybreak Br
3664 W South Jordan Pkwy, South Jordan, UT 84009 - Sunset Br
1805 W Sunset Blvd, Saint George, UT 84770 - Kaysville
131 W 200 N, Kaysville, UT 84037 - Lehi Branch
760 E Main St, Lehi, UT 84043 - Centerville Br
315 N Market Place Dr, Centerville, UT 84014 - Bountiful Br
2085 S Orchard Dr, Bountiful, UT 84010 - Brigham City Br
1120 S Main St, Brigham City, UT 84302 - USU Div - Downtown Br
198 N Main St, Logan, UT 84321 - USU Div - Stadium Br
695 E 1000 N, Logan, UT 84321 - USU Div - Smithfield Br
890 S Main St, Smithfield, UT 84335 - Riverside Br
2122 E Riverside Dr, Saint George, UT 84790 - North Logan Br
220 E 1400 N, Logan, UT 84341 - USU Div - Alumni Center
890 E 700 N, Logan, UT 84321 - Orem Br
1020 E 800 N, Orem, UT 84097 - USU Div - Providence Br
84 S Highway 165, Providence, UT 84332 - Murray Br
6007 S Fashion Blvd, Murray, UT 84107 - South Temple Br
769 E South Temple, Salt Lake City, UT 84102 - LDS Hospital Br
8Th Ave And C St, Salt Lake City, UT 84103 - West Jordan Br
5639 W Highlands Loop Rd, West Jordan, UT 84084 - Marriott-Slaterville Br
360 N 1900 W St, Marriott Slaterville, UT 84404 - Farmington Br
698 N Lagoon Dr, Farmington, UT 84025 - North Salt Lake Branch
659 N Redwood Rd, North Salt Lake, UT 84054 - St George Boulevard
120 E Saint George Blvd, Saint George, UT 84770 - Eden Br
2461 N Highway 158, Eden, UT 84310 - Bluffdale Br
13903 S Redwood Rd, Bluffdale, UT 84065 - SunRiver Br
4521 S Arrowhead Canyon Dr, Saint George, UT 84790 - Rexburg, ID Br
855 University Blvd, Rexburg, ID 83440
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology