Charter 528 · Salt Lake City, UT
Utah First Federal Credit Union
Utah First Federal Credit Union is a federally chartered credit union in Salt Lake City, Utah, with $1.17 billion in assets and 45,913 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.38%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.17 billion
- +8.4% in a year
- Members
- 45,913
- +6.7% in a year
- Net worth ratio
- 10.38%
- Peer median 10.79%
- Loans 60+ days late
- 0.13%
- Peer median 0.67%
- Loans outstanding
- $972 million
- +9.0% in a year
- Shares and deposits
- $929 million
- +11.0% in a year
- Branches
- 11
- 160 employees
- Opened
- 1935
- Federal charter
How Utah First Federal Credit Union compares
NCUA groups credit unions by size; Utah First Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.38% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.13%, is lower than the group median of 0.67%. Loans grew 9.0% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 8 of 51 credit unions headquartered in Utah. See all Utah credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.17 billion | 45,913 | $972 million | 10.38% | 0.13% |
| Q1 2026 | $1.16 billion | 45,230 | $935 million | 10.20% | 0.17% |
| Q4 2025 | $1.13 billion | 44,697 | $932 million | 10.22% | 0.27% |
| Q3 2025 | $1.13 billion | 44,331 | $918 million | 9.88% | 0.25% |
| Q2 2025 | $1.08 billion | 43,048 | $891 million | 10.09% | 0.33% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.9 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 11 sites for Utah First Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Salt Lake City Branch (main office)
200 E South Temple, Salt Lake City, UT 84111 - Cottonwood Heights Branch
1166 E Fort Union Blvd, Cottonwood Heights, UT 84047 - Woods Cross Branch
1520 S 500 W, Woods Cross, UT 84010 - Provo Branch
310 N 100 W, Provo, UT 84601 - Farmington Branch
1155 W Park Lane, Farmington, UT 84025 - Postal First Branch
1760 W 2100 S, Salt Lake City, UT 84127 - American Fork Branch
616 W Main St, American Fork, UT 84003 - Sandy Branch
9213 S Quarry Bend Dr, Sandy, UT 84094 - South Jordan
3642 W 11400 S, South Jordan, UT 84095 - St. George
2111 E Riverside Dr., St George, UT 84790 - Washington
1603 E Grapevine Crossing Rd, Washington, UT 84780
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology