Charter 24726 · Salt Lake City, UT
Granite Federal Credit Union
Granite Federal Credit Union is a federally chartered credit union in Salt Lake City, Utah, with $918 million in assets and 41,508 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.04%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $918 million
- +1.9% in a year
- Members
- 41,508
- +8.7% in a year
- Net worth ratio
- 10.04%
- Peer median 10.79%
- Loans 60+ days late
- 0.54%
- Peer median 0.67%
- Loans outstanding
- $702 million
- +3.7% in a year
- Shares and deposits
- $766 million
- +3.2% in a year
- Branches
- 13
- 153 employees
- Opened
- 1986
- Federal charter
How Granite Federal Credit Union compares
NCUA groups credit unions by size; Granite Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.04% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.54%, is lower than the group median of 0.67%. Loans grew 3.7% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 10 of 51 credit unions headquartered in Utah. See all Utah credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $918 million | 41,508 | $702 million | 10.04% | 0.54% |
| Q1 2026 | $917 million | 40,620 | $697 million | 9.91% | 0.41% |
| Q4 2025 | $907 million | 39,926 | $696 million | 9.92% | 0.63% |
| Q3 2025 | $914 million | 39,050 | $689 million | 9.74% | 0.37% |
| Q2 2025 | $901 million | 38,174 | $677 million | 9.79% | 0.50% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.9 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 13 sites for Granite Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
3675 S 900 E, Salt Lake City, UT 84106 - Midvale Branch
6799 S 900 E, Midvale, UT 84047 - Taylorsville Branch
3109 W 4700 S, West Valley City, UT 84129 - South Jordan Branch
10507 S Redwood Rd, South Jordan, UT 84095 - Sandy Branch
9383 S 700 E, Sandy, UT 84070 - Jordan Landing Branch
7671 S 3800 W, West Jordan, UT 84084 - Riverton Branch
12538 S Creek Meadow Rd, Riverton, UT 84065 - Sugar House
1479 E 2100 S, Salt Lake City, UT 84105 - Rose Park Rancho
140 N 900 W, Salt Lake City, UT 84116 - Ogden Rancho Markets Office
905 26Th St, Ogden, UT 84401 - Rancho Plaza
2470 S Redwood Rd Ste 110, West Valley, UT 84119 - Clearfield Rancho Market
580 S State St, Clearfield, UT 84015 - Eagle Mountain
3569 E Maverick Lane, Eagle Mountain, UT 84005
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology