Charter 24708 · West Valley City, UT
Deseret First Federal Credit Union
Deseret First Federal Credit Union is a federally chartered credit union in West Valley City, Utah, with $1.27 billion in assets and 88,240 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.59%, above the 7% that NCUA's rules treat as well capitalized.
Also does business as Deseret First Credit Union.
- Total assets
- $1.27 billion
- +6.8% in a year
- Members
- 88,240
- +4.5% in a year
- Net worth ratio
- 8.59%
- Peer median 10.79%
- Loans 60+ days late
- 0.75%
- Peer median 0.67%
- Loans outstanding
- $1.03 billion
- +2.5% in a year
- Shares and deposits
- $1.14 billion
- +5.9% in a year
- Branches
- 13
- 226 employees
- Opened
- 1955
- Federal charter
How Deseret First Federal Credit Union compares
NCUA groups credit unions by size; Deseret First Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 8.59% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.75%, is higher than the group median of 0.67%. Loans grew 2.5% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 7 of 51 credit unions headquartered in Utah. See all Utah credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.27 billion | 88,240 | $1.03 billion | 8.59% | 0.75% |
| Q1 2026 | $1.26 billion | 87,493 | $1.01 billion | 8.51% | 0.70% |
| Q4 2025 | $1.24 billion | 86,458 | $1.01 billion | 8.40% | 0.76% |
| Q3 2025 | $1.22 billion | 85,969 | $1.02 billion | 8.31% | 0.69% |
| Q2 2025 | $1.19 billion | 84,430 | $1.01 billion | 8.28% | 0.62% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.3 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 12 sites for Deseret First Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Operations Center (main office)
3999 W Parkway Blvd, West Valley City, UT 84120 - Bountiful Branch
260 N 500 W, Bountiful, UT 84010 - City Creek Center
50 E South Temple, Salt Lake City, UT 84111 - Logan
1610 N Main St, Logan, UT 84341 - Murray
6060 S Fashion Blvd, Murray, UT 84107 - Orem
337 N State St, Orem, UT 84057 - Sandy Quarry Bend
9325 S Village Shop Dr, Sandy, UT 84094 - St. George
616 S River Rd, St George, UT 84790 - South Jordan
10588 S Redwood Rd, South Jordan, UT 84095 - Spanish Fork
1137 N Canyon Creek Pkwy, Spanish Fork, UT 84660 - Taylorsville
3225 W 4700 S, Taylorsville, UT 84129 - West Point Branch
267 N 2000 W, West Point, UT 84015
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology