Charter 8187 · West Jordan, UT
American United Federal Credit Union
American United Federal Credit Union is a federally chartered credit union in West Jordan, Utah, with $383 million in assets and 20,915 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.48%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as American United FCU, American United Credit Union, First Californian Credit Union.
- Total assets
- $383 million
- +0.2% in a year
- Members
- 20,915
- -6.3% in a year
- Net worth ratio
- 11.48%
- Peer median 11.65%
- Loans 60+ days late
- 1.25%
- Peer median 0.70%
- Loans outstanding
- $295 million
- -0.1% in a year
- Shares and deposits
- $337 million
- +4.6% in a year
- Branches
- 11
- 96 employees
- Opened
- 1952
- Federal charter
How American United Federal Credit Union compares
NCUA groups credit unions by size; American United Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.48% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.25%, is higher than the group median of 0.70%. Loans fell 0.1% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 13 of 51 credit unions headquartered in Utah. See all Utah credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $383 million | 20,915 | $295 million | 11.48% | 1.25% |
| Q1 2026 | $394 million | 21,084 | $295 million | 11.02% | 1.05% |
| Q4 2025 | $381 million | 21,356 | $301 million | 11.33% | 1.06% |
| Q3 2025 | $388 million | 21,751 | $300 million | 10.92% | 1.07% |
| Q2 2025 | $382 million | 22,317 | $296 million | 10.97% | 1.09% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.3 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 11 sites for American United Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- VAMCU
500 Foothill Dr, Salt Lake City, UT 84148 - 1st Californian
47993 Morongo Trl Ste 101, Cabazon, CA 92230 - Main Street
3226 S Main St, South Salt Lake, UT 84115 - Sandy
8621 S 700 E, Sandy, UT 84070 - West Jordan (main office)
2687 W 7800 S, West Jordan, UT 84088 - West Valley
5688 W Parkway Blvd, West Valley City, UT 84128 - Grantsville
458 E Main St, Grantsville, UT 84029 - 1st Californian - Twenty-Nine Palms
46200 Harrison Pl, Coachella, CA 92236 - 1st Californian - Soboba
23333 Soboba Rd, San Jacinto, CA 92583 - Sunnyside
1 Market St, Sunnyside, UT 84539 - 8th South
208 E 800 S, Salt Lake City, UT 84111
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology