Charter 227 · McLean, VA
Pentagon Federal Credit Union
Pentagon Federal Credit Union is a federally chartered credit union in McLean, Virginia, with $29.2 billion in assets and 2,751,004 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.72%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as PenFed.
- Total assets
- $29.2 billion
- -2.7% in a year
- Members
- 2,751,004
- -2.2% in a year
- Net worth ratio
- 10.72%
- Peer median 10.79%
- Loans 60+ days late
- 1.07%
- Peer median 0.67%
- Loans outstanding
- $22.0 billion
- -7.1% in a year
- Shares and deposits
- $25.1 billion
- -3.3% in a year
- Branches
- 38
- 2,771 employees
- Opened
- 1935
- Federal charter
How Pentagon Federal Credit Union compares
NCUA groups credit unions by size; Pentagon Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.72% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.07%, is higher than the group median of 0.67%. Loans fell 7.1% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 2 of 95 credit unions headquartered in Virginia. See all Virginia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $29.2 billion | 2,751,004 | $22.0 billion | 10.72% | 1.07% |
| Q1 2026 | $29.4 billion | 2,759,060 | $22.5 billion | 10.47% | 1.33% |
| Q4 2025 | $29.3 billion | 2,752,809 | $22.8 billion | 10.19% | 1.28% |
| Q3 2025 | $29.4 billion | 2,748,653 | $23.0 billion | 10.64% | 1.46% |
| Q2 2025 | $30.0 billion | 2,812,812 | $23.7 billion | 10.32% | 1.26% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 343 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 48 sites for Pentagon Federal Credit Union; the first 40 are below. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Pentagon
The Pentagon - Corridor 10 Room 2D1043, Washington, DC 20301 - Kingstowne
5775 Barclay Dr Ste 6, Alexandria, VA 22315 - Fort Myer
108 Mcnair Rd Bldg 450, Fort Myer, VA 22211 - D.C. VA Medical Center
50 Irving St Nw, Washington, DC 20422 - Pope Army Airfield
803 Stiner Road, Fort Bragg, NC 28307 - Fort Buchanan
673 S Terminal Rd, Fort Buchanan, PR 00934 - Fort Hood
761 Tank Battalion, Fort Hood, TX 76544 - Fort Shafter
Building 553, Fort Shafter, HI 96858 - West Point -Cadet Branch
600 Thayer Rd, West Point, NY 10996 - Alexandria Service Center
2930 Eisenhower Ave, Alexandria, VA 22314 - Omaha-Fort Street
13220 Fort St, Omaha, NE 68164 - Eugene
400 Country Club Rd, Eugene, OR 97401 - DOE Independence Ave.
1000 Independence Ave Sw, Washington, DC 20585 - Fort Walton Beach
1199 N Eglin Pkwy, Shalimar, FL 32579 - Dallas AAFES
Aafes Headquarters, Dallas, TX 75236 - San Patricio
7 Calle Tabonuco, Guaynabo, PR 00968 - Honolulu
4250 Radford Dr Bldg 63, Honolulu, HI 96818 - Fort Gordon
201 3Rd Ave Bldg 38200, Fort Gordon, GA 30905 - Hagatna Branch
414 W Soledad Ave Ste 100, Hagatna, GU 96910 - Fort Belvoir
9651 Gunston Rd Bldg 1152, Fort Belvoir, VA 22060 - Woodbridge
14040 Central Loop, Woodbridge, VA 22193 - King Farm Branch
805 King Farm Blvd Ste 100, Rockville, MD 20850 - Scranton II
201 Franklin Ave, Scranton, PA 18503 - PenFed Corporate HQ-Tyson Corner (main office)
7940 Jones Branch Dr, McLean, VA 22102 - Augusta Davis Road
205 Davis Rd, Augusta, GA 30907 - West Point AAFES
1204 Stony Lonesome Access Rd, West Point, NY 10996 - Harker Heights
701 W Central Texas Expy, Harker Heights, TX 76548 - Temple
6935 W Adams Ave, Temple, TX 76502 - Hatillo
Plaza Del Mar Shopping Center Bo Carrizales Rd 2Km 84.7 Lot C-3, Hatillo, PR 00659 - East Windsor
120 Windsor Center Dr, East Windsor, NJ 08520 - New York - Penn Station Service Center
131 W 33Rd St, New York, NY 10001 - Fort Hood Service Center
761 Tank Battallion Ave, Fort Hood, TX 76544 - Texas - San Antonio Service Center
19500 Bulverde Rd, San Antonio, TX 78259 - Bartow
1790 N Broadway Ave, Bartow, FL 33830 - Ponce
Plaza Del Caribe 2050 Ponce By Pass Suite 424, Ponce, PR 00716 - Encino Park
22151 Bulverde Rd, San Antonio, TX 78259 - Nebraska-Papillion Service Center
502 Fortune Dr, Papillion, NE 68046 - Alamo Ranch
11988 Alamo Rnch, San Antonio, TX 78253 - Haygood
4920 Haygood Rd, Virginia Beach, VA 23455 - DFW Mortgage Center
6191 N State Highway 161 Ste 500, Irving, TX 75038
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology