Charter 62504 · Charlottesville, VA
University of VA Community CU
University of VA Community CU is a state-chartered credit union in Charlottesville, Virginia, with $1.62 billion in assets and 86,800 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.44%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as UVA Community Credit Union..
- Total assets
- $1.62 billion
- +4.3% in a year
- Members
- 86,800
- +4.0% in a year
- Net worth ratio
- 10.44%
- Peer median 10.79%
- Loans 60+ days late
- 0.57%
- Peer median 0.67%
- Loans outstanding
- $1.03 billion
- +10.4% in a year
- Shares and deposits
- $1.42 billion
- +3.9% in a year
- Branches
- 14
- 282 employees
- Opened
- 1954
- Virginia charter
How University of VA Community CU compares
NCUA groups credit unions by size; University of VA Community CU is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.44% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.57%, is lower than the group median of 0.67%. Loans grew 10.4% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 11 of 95 credit unions headquartered in Virginia. See all Virginia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.62 billion | 86,800 | $1.03 billion | 10.44% | 0.57% |
| Q1 2026 | $1.63 billion | 85,883 | $1.00 billion | 10.30% | 0.68% |
| Q4 2025 | $1.60 billion | 84,827 | $986 million | 10.27% | 0.61% |
| Q3 2025 | $1.57 billion | 84,368 | $967 million | 10.24% | 0.52% |
| Q2 2025 | $1.55 billion | 83,425 | $932 million | 10.17% | 0.51% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.0 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 16 sites for University of VA Community CU. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- West Main Street - Patton Mansion Branch
1018 W Main St, Charlottesville, VA 22903 - Arlington Boulevard Branch
1936 Arlington Blvd, Charlottesville, VA 22903 - East Jefferson Branch
900 E Jefferson St, Charlottesville, VA 22902 - Berkmar Drive Branch
3300 Berkmar Dr, Charlottesville, VA 22901 - Pantops Branch
220 Wayles Ln, Charlottesville, VA 22911 - Nellysford Branch
3033 Rockfish Valley Hwy, Nellysford, VA 22958 - Fluvanna Branch
6042 Thomas Jefferson Pkwy, Palmyra, VA 22963 - Greene County Branch
56 Stoneridge Dr S, Ruckersville, VA 22968 - Zion Crossroads
49 Sommerfield Dr, Zion Crossroads, VA 22942 - Town of Louisa Branch
409 E Main St, Louisa, VA 23093 - Orange Branch
115 N Madison Rd, Orange, VA 22960 - Blackwell Road Branch
484 Blackwell Rd Ste 100, Warrenton, VA 20186 - Culpeper Branch
633 Meadowbrook Shopping Ctr, Culpeper, VA 22701 - Downtown Crozet Branch
5714 Three Notch D Rd, Crozet, VA 22932 - 1201 5th Street Building (main office)
1201 5Th St Sw, Charlottesville, VA 22902 - Harrisonburg Branch
210 University Blvd, Harrisonburg, VA 22801
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology