Charter 435 · Alexandria, VA
State Department Federal Credit Union
State Department Federal Credit Union is a federally chartered credit union in Alexandria, Virginia, with $2.94 billion in assets and 85,293 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.78%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as SDFCU.
- Total assets
- $2.94 billion
- +0.4% in a year
- Members
- 85,293
- -1.4% in a year
- Net worth ratio
- 10.78%
- Peer median 10.79%
- Loans 60+ days late
- 0.86%
- Peer median 0.67%
- Loans outstanding
- $1.58 billion
- +9.5% in a year
- Shares and deposits
- $2.42 billion
- +2.3% in a year
- Branches
- 6
- 237 employees
- Opened
- 1935
- Federal charter
How State Department Federal Credit Union compares
NCUA groups credit unions by size; State Department Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.78% is about the same as that group's median of 10.79%, and its share of loans 60 or more days past due, 0.86%, is higher than the group median of 0.67%. Loans grew 9.5% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 8 of 95 credit unions headquartered in Virginia. See all Virginia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.94 billion | 85,293 | $1.58 billion | 10.78% | 0.86% |
| Q1 2026 | $2.94 billion | 85,954 | $1.53 billion | 10.65% | 0.90% |
| Q4 2025 | $2.94 billion | 85,016 | $1.52 billion | 10.54% | 1.00% |
| Q3 2025 | $2.90 billion | 85,755 | $1.42 billion | 10.66% | 0.98% |
| Q2 2025 | $2.93 billion | 86,468 | $1.45 billion | 10.48% | 1.07% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 592,114 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 7 sites for State Department Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- SDFCU Alexandria Branch
1630 King St, Alexandria, VA 22314 - SDFCU Ft. McNair Branch
Building 41, Washington, DC 20319 - SDFCU Rosslyn Branch
1801 N Lynn St, Arlington, VA 22209 - SDFCU Clarendon Branch
3100 Clarendon Blvd, Arlington, VA 22201 - SDFCU State Branch
Room B-641, Washington, DC 20521 - Headquarters (main office)
1630 King St, Alexandria, VA 22314 - SDFCU Charleston Branch
2009 Dyess Ave Bldg F, Charleston, SC 29405
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology