Charter 5536 · Vienna, VA

Navy Federal Credit Union

Navy Federal Credit Union is a federally chartered credit union in Vienna, Virginia, with $204.4 billion in assets and 15,517,448 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.65%, well above the 7% that NCUA's rules treat as well capitalized.

Total assets
$204.4 billion
+6.6% in a year
Members
15,517,448
+5.2% in a year
Net worth ratio
11.65%
Peer median 10.79%
Loans 60+ days late
1.58%
Peer median 0.67%
Loans outstanding
$146.3 billion
+6.2% in a year
Shares and deposits
$173.4 billion
+7.4% in a year
Branches
388
25,336 employees
Opened
1947
Federal charter

How Navy Federal Credit Union compares

NCUA groups credit unions by size; Navy Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.65% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.58%, is higher than the group median of 0.67%. Loans grew 6.2% over the year to Q2 2026, against a group median of 5.3% growth.

By assets it ranks 1 of 95 credit unions headquartered in Virginia. See all Virginia credit unions.

Five quarters of figures

QuarterAssetsMembersLoansNet worth ratio60+ days late
Q2 2026 $204.4 billion 15,517,448 $146.3 billion 11.65% 1.58%
Q1 2026 $203.6 billion 15,350,733 $143.4 billion 11.37% 1.50%
Q4 2025 $197.2 billion 15,139,001 $142.6 billion 11.36% 1.97%
Q3 2025 $194.2 billion 14,998,804 $140.2 billion 11.58% 1.62%
Q2 2025 $191.8 billion 14,753,892 $137.8 billion 11.44% 1.57%

Assets Members

Who can join

The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 184 million potential members.

Credit unions that anyone in the US can join

Locations

NCUA's branch file lists 386 sites for Navy Federal Credit Union; the first 40 are below. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.

  • Mira Mesa CA
    10865 Black Mountain Rd, San Diego, CA 92126
  • South Temecula CA
    32413 Temecula Pkwy, Temecula, CA 92592
  • National City CA
    1727 Sweetwater Rd, National City, CA 91950
  • Tierrasanta CA
    10645 Tierrasanta Blvd, San Diego, CA 92124
  • Lake Elsinore CA
    29261 Central Ave, Lake Elsinore, CA 92532
  • Murrieta CA
    41030 California Oaks Rd, Murrieta, CA 92562
  • NAF Atsugi Japan
    Atsugi Kouka Shisetsu Building 75, Ayasa-Shi, 252-1101
  • Camp Zama Japan
    Camp Zama, Bldg 344, Zama-Shi, Zama-Shi, 252-8511
  • Misawa AB Japan
    Kichi-Nai Bldg 320, West Aomori-Ken, Misawa, 033-0012
  • Yokota AB Japan
    Unit 5061, Yokota, 96328
  • Camp Walker Korea
    Camp Walker, Daegu, 96218
  • Osan Korea
    Unit 2095, Building 926, Pyeongtaek City, Apo, Ap, 17759
  • Camp Carroll Korea
    Unit 15174, Chilgok-Gun, 96260
  • D'Iberville MS
    3821 Promenade Pkwy, Diberville, MS 39540
  • Manhattan KS
    501 3Rd Pl, Manhattan, KS 66502
  • Enterprise AL
    621 Boll Weevil Cir, Enterprise, AL 36330
  • Satellite Beach FL
    1024 Jimmy Buffett Mem Hwy, Satellite Beach, FL 32937
  • Mesa AZ
    4212 E Juanita Ave, Mesa, AZ 85206
  • Fountain CO
    6830 Mesa Ridge Pkwy, Fountain, CO 80817
  • River City-Jacksonville FL
    550 Airport Center Dr, Jacksonville, FL 32218
  • Leavenworth KS
    301 Cheyenne St, Leavenworth, KS 66048
  • Garland TX
    5102 N President George Bush Hwy, Garland, TX 75040
  • Federal City New Orleans LA
    2290 Coral Sea Street, New Orleans, LA 70114
  • Corpus Christi TX
    6551 S Staples St, Corpus Christi, TX 78413
  • Riverside CA
    6365 Valley Springs Pkwy, Riverside, CA 92507
  • Mission Valley CA
    8660 Rio San Diego Dr, San Diego, CA 92108
  • Sierra Vista AZ
    440 N Highway 90 Byp, Sierra Vista, AZ 85635
  • NSA Bethesda MD
    8901 Wisconsin Ave, Bethesda, MD 20889
  • Glen Burnie MD
    6651 Ritchie Hwy, Glen Burnie, MD 21061
  • Research Park-Orlando FL
    11890 E Colonial Dr, Orlando, FL 32826
  • San Marcos CA
    709 Center Dr, San Marcos, CA 92069
  • North Clarksville TN
    1488 Tiny Town Rd, Clarksville, TN 37042
  • Copperas Cove TX
    3010 E Business 190, Copperas Cove, TX 76522
  • East El Paso TX
    1355 George Dieter Dr, El Paso, TX 79936
  • Henderson NV
    671 Mall Ring Cir, Henderson, NV 89014
  • Avenues-Jacksonville FL
    10480 Avenues Walk Blvd, Jacksonville, FL 32258
  • Arlington TX
    4500 Waxwing Ct, Arlington, TX 76018
  • Central Clarksville TN
    2605 Wilma Rudolph Blvd, Clarksville, TN 37040
  • Corona CA
    2620 Tuscany St, Corona, CA 92881
  • Fox Creek- Killeen TX
    3210 E Central Texas Expy, Killeen, TX 76543

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About these numbers

Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology