Charter 4735 · Bethpage, NY
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union is a federally chartered credit union in Bethpage, New York, with $14.4 billion in assets and 527,355 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.12%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as FourLeaf Financial Group.
- Total assets
- $14.4 billion
- +3.9% in a year
- Members
- 527,355
- +5.0% in a year
- Net worth ratio
- 9.12%
- Peer median 10.79%
- Loans 60+ days late
- 2.23%
- Peer median 0.67%
- Loans outstanding
- $11.4 billion
- +7.4% in a year
- Shares and deposits
- $13.0 billion
- +6.5% in a year
- Branches
- 45
- 1,222 employees
- Opened
- 1941
- Federal charter
How FourLeaf Federal Credit Union compares
NCUA groups credit unions by size; FourLeaf Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.12% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 2.23%, is higher than the group median of 0.67%. Loans grew 7.4% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 1 of 268 credit unions headquartered in New York. See all New York credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $14.4 billion | 527,355 | $11.4 billion | 9.12% | 2.23% |
| Q1 2026 | $14.4 billion | 519,123 | $11.2 billion | 9.07% | 2.02% |
| Q4 2025 | $14.0 billion | 513,696 | $11.1 billion | 9.06% | 2.00% |
| Q3 2025 | $14.1 billion | 512,282 | $10.9 billion | 9.11% | 2.05% |
| Q2 2025 | $13.9 billion | 502,230 | $10.6 billion | 9.04% | 1.60% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 343 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 40 sites for FourLeaf Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Bay Shore
591 E Main St, Bay Shore, NY 11706 - Bethpage (main office)
899 S Oyster Bay Rd, Bethpage, NY 11714 - Farmingdale
1033 Fulton St, Farmingdale, NY 11735 - Huntington
33 Gerard St, Huntington, NY 11743 - Massapequa
6257 Sunrise Hwy, Massapequa, NY 11758 - Mineola
131 Jericho Tpke, Mineola, NY 11501 - Port Jefferson
4900B Nesconset Hwy, Port Jefferson Station, NY 11776 - Commack
94 Harned Rd, Commack, NY 11725 - Freeport
210 W Merrick Rd, Freeport, NY 11520 - Hempstead
170 Fulton Ave, Hempstead, NY 11550 - Lynbrook
613 Sunrise Hwy, Lynbrook, NY 11563 - Melville
501 Walt Whitman Rd, Melville, NY 11747 - North Babylon
1350 Deer Park Ave Ste 35, North Babylon, NY 11703 - Riverhead
1095 Old Country Rd, Riverhead, NY 11901 - Smithtown
240 Middle Country Road, Smithtown, NY 11787 - Central Islip
233 S Research Pl, Central Islip, NY 11722 - Elmont
1644 Dutch Broadway, Elmont, NY 11003 - Roosevelt
405 Nassau Rd, Roosevelt, NY 11575 - Seaford
4006 Merrick Rd, Seaford, NY 11783 - Westbury
750 Old Country Rd, Westbury, NY 11590 - Bay Shore Supermarket
834 Sunrise Hwy, Bay Shore, NY 11706 - Patchogue
272 E Main St, Patchogue, NY 11772 - West Babylon
555 W Montauk Hwy, West Babylon, NY 11704 - Maryland Corporate Office
1501 S Clinton St, Baltimore, MD 21224 - Long Beach
26 W Park Ave, Long Beach, NY 11561 - Albertson Branch
1145 Willis Ave, Albertson, NY 11507 - East Northport
357 Larkfield Rd, East Northport, NY 11731 - Baldwin
1800 Grand Ave, North Baldwin, NY 11510 - Centereach
2245 Middle Country Rd, Centereach, NY 11720 - Chelsea Branch
111 W 26Th St, New York, NY 10001 - Levittown Crescent Plaza
3531 Hempstead Tpke, Levittown, NY 11756 - New Hyde Park
2055 Hillside Ave, New Hyde Park, NY 11040 - Sunnyside
4721 Queens Blvd, Sunnyside, NY 11104 - Cherry Hill
56 Haddonfield Rd, Cherry Hill, NJ 08002 - Forest Hills
7127 Austin St, Forest Hills, NY 11375 - Glen Cove
16 Forest Avenue #18, Glen Cove, NY 11542 - Ozone Park
10232 Atlantic Ave, Ozone Park, NY 11416 - Ronkonkoma
1 Hawkins Ave Unit 2104, Ronkonkoma, NY 11779 - Bayside
2388 Bell Blvd # A, Bayside, NY 11360 - Jackson Heights
8211 37Th Ave, Jackson Heights, NY 11372
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology