Charter 17429 · Endicott, NY
Visions Federal Credit Union
Visions Federal Credit Union is a federally chartered credit union in Endicott, New York, with $5.53 billion in assets and 253,264 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.00%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $5.53 billion
- +4.9% in a year
- Members
- 253,264
- +0.5% in a year
- Net worth ratio
- 10.00%
- Peer median 10.79%
- Loans 60+ days late
- 0.89%
- Peer median 0.67%
- Loans outstanding
- $3.52 billion
- +4.1% in a year
- Shares and deposits
- $4.92 billion
- +8.6% in a year
- Branches
- 60
- 868 employees
- Opened
- 1966
- Federal charter
How Visions Federal Credit Union compares
NCUA groups credit unions by size; Visions Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.00% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.89%, is higher than the group median of 0.67%. Loans grew 4.1% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 7 of 268 credit unions headquartered in New York. See all New York credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $5.53 billion | 253,264 | $3.52 billion | 10.00% | 0.89% |
| Q1 2026 | $5.25 billion | 251,746 | $3.46 billion | 10.37% | 0.64% |
| Q4 2025 | $5.29 billion | 251,872 | $3.46 billion | 10.15% | 0.68% |
| Q3 2025 | $5.20 billion | 252,760 | $3.42 billion | 10.26% | 0.69% |
| Q2 2025 | $5.28 billion | 251,928 | $3.38 billion | 9.99% | 0.73% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 4.1 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 60 sites for Visions Federal Credit Union; the first 40 are below. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Credit Union Center (main office)
3301 Country Club Rd, Endwell, NY 13760 - Owego
26 Day Hollow Rd, Owego, NY 13827 - University Center
4700 Vestal Pkwy E, Vestal, NY 13850 - Syracuse
500 Erie Blvd E, Syracuse, NY 13202 - Binghamton East
495 Court St, Binghamton, NY 13904 - Binghamton North
1235 Upper Front St, Binghamton, NY 13905 - Metro Center
49 Court St, Binghamton, NY 13901 - Elmira
303 N Main St, Elmira, NY 14901 - Union-Endicott HS
1100 E Main St, Endicott, NY 13760 - McKinley
24 Mckinley Ave, Endicott, NY 13760 - Horseheads
1631 County Route 64, Horseheads, NY 14845 - Norwich
5411 State Highway 12, Norwich, NY 13815 - Newark Valley
7198 St Rt 38, Newark Valley, NY 13811 - Watkins Glen
513 E 4Th St, Watkins Glen, NY 14891 - Wysox
232 Ennis Ln, Towanda, PA 18848 - Sayre
2121 Elmira St, Sayre, PA 18840 - Spencer
95 Orchard St, Spencer, NY 14883 - Town Square
2521 Vestal Pkwy E, Vestal, NY 13850 - JC Pavilion
99 Lester Ave, Johnson City, NY 13790 - Rochester
1130 E Main St, Rochester, NY 14609 - Westwood
78 Washington Ave, Westwood, NJ 07675 - Mahwah
1 Lethbridge Plz, Mahwah, NJ 07430 - Englewood Cliffs
120 Van Nostrand Ave, Englewood Cliffs, NJ 07632 - Dumont
5 Washington Ave, Dumont, NJ 07628 - Montrose Branch
16909 State Route 706, Montrose, PA 18801 - Windsor HS
1191 State Route 79, Windsor, NY 13865 - Oakland
3 Post Rd, Oakland, NJ 07436 - Saddle Brook
250 Pehle Ave, Saddle Brook, NJ 07663 - Exeter
4655 Perkiomen Ave, Reading, PA 19606 - Shillington
600 E Lancaster Ave, Shillington, PA 19607 - West Lawn
2104 Van Reed Rd, West Lawn, PA 19609 - Augusta
47 Us Highway 206 Ste 1, Augusta, NJ 07822 - Hackettstown
68 Us Highway 46 W, Hackettstown, NJ 07840 - Morris Plains
140 Speedwell Ave, Morris Plains, NJ 07950 - Randolph
1240 Sussex Tpke, Randolph, NJ 07869 - Allentown
27 N 7Th St, Allentown, PA 18101 - Bethlehem
2174 W Union Blvd, Bethlehem, PA 18018 - Washington Township
5 Club House Dr Ste 9, Washington, NJ 07882 - Apalachin
8836 State Route 434, Apalachin, NY 13732 - Harpursville HS
54 Main St, Harpursville, NY 13787
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology