Charter 17587 · Rye, NY
Usalliance Federal Credit Union
Usalliance Federal Credit Union is a federally chartered credit union in Rye, New York, with $3.35 billion in assets and 195,739 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.32%, above the 7% that NCUA's rules treat as well capitalized.
Also does business as USALLIANCE Financial, USA Specialty Lending, Dora, Coral Labs, Cooperative Workers Alliance, LLC.
- Total assets
- $3.35 billion
- +4.2% in a year
- Members
- 195,739
- +3.6% in a year
- Net worth ratio
- 8.32%
- Peer median 10.79%
- Loans 60+ days late
- 0.84%
- Peer median 0.67%
- Loans outstanding
- $2.99 billion
- +3.6% in a year
- Shares and deposits
- $2.58 billion
- +6.4% in a year
- Branches
- 6
- 269 employees
- Opened
- 1966
- Federal charter
How Usalliance Federal Credit Union compares
NCUA groups credit unions by size; Usalliance Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 8.32% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.84%, is higher than the group median of 0.67%. Loans grew 3.6% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 11 of 268 credit unions headquartered in New York. See all New York credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $3.35 billion | 195,739 | $2.99 billion | 8.32% | 0.84% |
| Q1 2026 | $3.37 billion | 194,175 | $3.00 billion | 8.30% | 0.72% |
| Q4 2025 | $3.33 billion | 192,707 | $2.99 billion | 8.25% | 0.73% |
| Q3 2025 | $3.27 billion | 190,669 | $2.91 billion | 8.43% | 0.69% |
| Q2 2025 | $3.22 billion | 188,924 | $2.89 billion | 7.92% | 0.62% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 7.3 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for Usalliance Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- USAlliance Federal Credit Union (main office)
411 Theodore Fremd Ave, Rye, NY 10580 - Medford
71 Station Lndg, Medford, MA 02155 - Ellenville
7500 Route 209, Napanoch, NY 12458 - West Haven Atwood Place
1 Atwood Pl, West Haven, CT 06516 - Port Chester
555 Boston Post Rd, Port Chester, NY 10573 - Pepsi Purchase
700 Anderson Hill Rd, Purchase, NY 10577 - Bethex
20 E 179Th St, Bronx, NY 10453 - Chelmsford
300 Apollo Dr, Chelmsford, MA 01824
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology