Charter 60153 · New York, NY
Municipal Credit Union
Municipal Credit Union is a state-chartered credit union in New York, New York, with $5.18 billion in assets and 651,236 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.93%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $5.18 billion
- +12.1% in a year
- Members
- 651,236
- +3.2% in a year
- Net worth ratio
- 11.93%
- Peer median 10.79%
- Loans 60+ days late
- 1.66%
- Peer median 0.67%
- Loans outstanding
- $3.41 billion
- +18.7% in a year
- Shares and deposits
- $4.54 billion
- +12.0% in a year
- Branches
- 15
- 695 employees
- Opened
- 1917
- New York charter
How Municipal Credit Union compares
NCUA groups credit unions by size; Municipal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.93% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.66%, is higher than the group median of 0.67%. Loans grew 18.7% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 8 of 268 credit unions headquartered in New York. See all New York credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $5.18 billion | 651,236 | $3.41 billion | 11.93% | 1.66% |
| Q1 2026 | $5.10 billion | 640,990 | $3.26 billion | 11.93% | 1.29% |
| Q4 2025 | $4.90 billion | 631,649 | $3.13 billion | 11.80% | 1.57% |
| Q3 2025 | $4.68 billion | 636,774 | $3.02 billion | 11.75% | 1.44% |
| Q2 2025 | $4.62 billion | 631,070 | $2.87 billion | 11.59% | 1.31% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 9.4 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 16 sites for Municipal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- MCU - CO-OP City
755 Co Op City Blvd, Bronx, NY 10475 - MCU - Tribeca
86 Chambers St, New York, NY 10007 - MCU - Downtown Brooklyn
350 Jay St, Brooklyn, NY 11201 - MCU - South Bronx
225 E 149Th St, Bronx, NY 10451 - MCU - New Dorp Beach
2626 Hylan Blvd, Staten Island, NY 10306 - MCU - Elmont
1660 Hempstead Tpke, Elmont, NY 11003 - MCU - Spring Creek
911 Erskine St, Brooklyn, NY 11239 - MCU - Georgetown
2142 Ralph Ave, Brooklyn, NY 11234 - MCU - Midwood
1560 Flatbush Ave, Brooklyn, NY 11210 - MCU - Cortlandt St (main office)
22 Cortlandt St, New York, NY 10007 - MCU - West Harlem
280 Saint Nicholas Ave, New York, NY 10027 - MCU - Springfield Gardens
13466 Springfield Blvd, Springfield Gardens, NY 11413 - MCU - Rego Park
6135 Junction Blvd, Rego Park, NY 11374 - MCU - St. Albans Branch
18839 Linden Blvd, Saint Albans, NY 11412 - MCU - Graniteville
1756 Forest Ave, Staten Island, NY 10303 - MCU - Yonkers
66 Main St, Yonkers, NY 10701
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology