Charter 2760 · Westbury, NY
Jovia Financial Federal Credit Union
Jovia Financial Federal Credit Union is a federally chartered credit union in Westbury, New York, with $4.56 billion in assets and 235,404 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.79%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $4.56 billion
- +0.7% in a year
- Members
- 235,404
- -2.3% in a year
- Net worth ratio
- 9.79%
- Peer median 10.79%
- Loans 60+ days late
- 1.28%
- Peer median 0.67%
- Loans outstanding
- $3.67 billion
- +0.7% in a year
- Shares and deposits
- $4.13 billion
- +2.3% in a year
- Branches
- 20
- 526 employees
- Opened
- 1938
- Federal charter
How Jovia Financial Federal Credit Union compares
NCUA groups credit unions by size; Jovia Financial Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.79% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.28%, is higher than the group median of 0.67%. Loans grew 0.7% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 9 of 268 credit unions headquartered in New York. See all New York credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $4.56 billion | 235,404 | $3.67 billion | 9.79% | 1.28% |
| Q1 2026 | $4.54 billion | 232,894 | $3.61 billion | 9.66% | 1.23% |
| Q4 2025 | $4.48 billion | 237,358 | $3.60 billion | 9.60% | 1.33% |
| Q3 2025 | $4.47 billion | 239,440 | $3.62 billion | 9.60% | 1.22% |
| Q2 2025 | $4.53 billion | 241,018 | $3.64 billion | 9.30% | 1.27% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.5 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 20 sites for Jovia Financial Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Valley Stream
264 E Merrick Rd, Valley Stream, NY 11580 - Syosset
103 Jackson Ave, Syosset, NY 11791 - Westbury (main office)
1000 Corporate Dr, Westbury, NY 11590 - Rockville Centre
556 Merrick Rd, Rockville Centre, NY 11570 - Massapequa
5455 Merrick Rd, Massapequa, NY 11758 - Plainview
525 Old Country Rd, Plainview, NY 11803 - Franklin Square
648 Hempstead Tpke, Franklin Square, NY 11010 - New Hyde Park
1636 Marcus Ave, New Hyde Park, NY 11040 - Wantagh
1157 Wantagh Ave, Wantagh, NY 11793 - Commack
40 Veterans Memorial Hwy, Commack, NY 11725 - Greenvale
90 Northern Blvd, Greenvale, NY 11548 - Huntington Station
721 E Jericho Tpke, Huntington Station, NY 11746 - Bay Shore
2 E Main St, Bay Shore, NY 11706 - Deer Park
1934 Deer Park Ave, Deer Park, NY 11729 - Levittown
3359 Hempstead Tpke, Levittown, NY 11756 - Oceanside
3195 Long Beach Rd, Oceanside, NY 11572 - Uniondale
51 Charles Lindbergh Blvd, Uniondale, NY 11553 - Huntington Village
356 New York Ave, Huntington, NY 11743 - Hempstead
1A Front St, Hempstead, NY 11550 - Nesconset
235 Smithtown Blvd, Nesconset, NY 11767
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology