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Charter 66310 · Raleigh, NC

State Employees' Credit Union

State Employees' Credit Union is a state-chartered credit union in Raleigh, North Carolina, with $60.0 billion in assets and 2,998,339 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.12%, well above the 7% that NCUA's rules treat as well capitalized.

Also does business as SECU.

Total assets
$60.0 billion
+6.7% in a year
Members
2,998,339
+2.1% in a year
Net worth ratio
10.12%
Peer median 10.79%
Loans 60+ days late
2.38%
Peer median 0.67%
Loans outstanding
$38.7 billion
+5.6% in a year
Shares and deposits
$53.5 billion
+6.4% in a year
Branches
275
8,171 employees
Opened
1937
North Carolina charter

How State Employees' Credit Union compares

NCUA groups credit unions by size; State Employees' Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.12% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 2.38%, is higher than the group median of 0.67%. Loans grew 5.6% over the year to Q2 2026, against a group median of 5.3% growth.

By assets it ranks 1 of 57 credit unions headquartered in North Carolina. See all North Carolina credit unions.

Five quarters of figures

QuarterAssetsMembersLoansNet worth ratio60+ days late
Q2 2026 $60.0 billion 2,998,339 $38.7 billion 10.12% 2.38%
Q1 2026 $59.8 billion 2,978,851 $37.9 billion 9.98% 1.44%
Q4 2025 $58.1 billion 2,959,762 $37.6 billion 10.10% 2.63%
Q3 2025 $56.8 billion 2,964,865 $37.2 billion 10.15% 2.41%
Q2 2025 $56.2 billion 2,936,759 $36.6 billion 10.20% 2.22%

Assets Members

Who can join

The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 3.0 million potential members.

Credit unions that anyone in the US can join

Locations

NCUA's branch file lists 286 sites for State Employees' Credit Union; the first 40 are below. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.

  • AHOSKIE
    1125 Academy St N, Ahoskie, NC 27910
  • BURLINGTON
    2623 Alamance Rd, Burlington, NC 27215
  • BUTNER
    411 Central Ave, Butner, NC 27509
  • CARRBORO
    100 Nc 54, Carrboro, NC 27510
  • ALBEMARLE NC 24/27 Hwy
    1600 Nc 24 27 Byp W, Albemarle, NC 28001
  • APEX
    1065 Vision Dr, Apex, NC 27523
  • CARY - CHAPEL HILL ROAD
    9101 Chapel Hill Rd, Cary, NC 27513
  • ARCHDALE
    10305 N Main St, Archdale, NC 27263
  • CARY - WALNUT STREET
    531 Walnut St, Cary, NC 27511
  • CHAPEL HILL - ELLIOTT ROAD
    110 S Elliott Rd, Chapel Hill, NC 27514
  • ASHEVILLE - AIRPORT ROAD
    40 Airport Rd, Arden, NC 28704
  • CHAPEL HILL - HAMILTON ROAD
    1010 S Hamilton Rd, Chapel Hill, NC 27517
  • ASHEBORO - S PARK STREET
    1036 S Park St, Asheboro, NC 27203
  • CHAPEL HILL - NORTH CHATHAM PARK
    173 N Chatham Pkwy, Chapel Hill, NC 27517
  • CHAPEL HILL - PITTSBORO STREET
    310 Pittsboro St, Chapel Hill, NC 27516
  • ASHEVILLE - BILTMORE VILLAGE
    20 All Souls Cres, Asheville, NC 28803
  • ASHEVILLE - OAK PLAZA
    1 Oak Plz Ste 101, Asheville, NC 28801
  • CHARLOTTE - AIRPORT CENTER PKWY
    4720 Airport Center Pkwy, Charlotte, NC 28208
  • ASHEVILLE - LONG SHOALS ROAD
    231 Long Shoals Rd, Arden, NC 28704
  • CHARLOTTE - ALBEMARLE ROAD
    6630 Executive Cir, Charlotte, NC 28212
  • ASHEVILLE - SMOKEY PARK HIGHWAY
    111 Smokey Park Hwy, Asheville, NC 28806
  • ASHEVILLE - UNCA
    701 Broadway St, Asheville, NC 28804
  • CHARLOTTE - PARK ROAD
    4819 Park Rd, Charlotte, NC 28209
  • BARCO
    100 Fyvie Dr, Barco, NC 27917
  • CHARLOTTE - STEELE CREEK
    10820 S Tryon St, Charlotte, NC 28273
  • BENSON
    925 Dogeye Rd, Benson, NC 27504
  • BLACK MOUNTAIN
    313 W State St, Black Mountain, NC 28711
  • CHARLOTTE - THIRD STREET
    1130 E 3Rd St, Charlotte, NC 28204
  • BOILING SPRINGS
    435 E College Ave, Shelby, NC 28152
  • BOONE - BLOWING ROCK ROAD
    1470 Blowing Rock Rd, Boone, NC 28607
  • BOONE - NEW MARKET
    410 New Market Blvd, Boone, NC 28607
  • BREVARD
    2235 Asheville Hwy, Brevard, NC 28712
  • CHARLOTTE - UNIVERSITY CITY BLVD
    8605 University City Blvd, Charlotte, NC 28213
  • CHARLOTTE - MONROE ROAD
    1720 Oakhurst Commons Dr, Charlotte, NC 28211
  • CLAYTON - REGENCY DR
    512 Regency Park Dr, Clayton, NC 27520
  • CLEMMONS
    1025 S Peace Haven Rd, Winston Salem, NC 27103
  • BRYSON CITY
    50 Brendle St, Bryson City, NC 28713
  • BURGAW
    1000 Rhodes Ave, Burgaw, NC 28425
  • CLEVELAND COMMUNITY
    28 Oxholm Cir, Garner, NC 27529
  • 1000 Wade Ave
    1000 Wade Ave, Raleigh, NC 27605

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About these numbers

Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology