Charter 66258 · Durham, NC
Self-Help Credit Union
Self-Help Credit Union is a state-chartered credit union in Durham, North Carolina, with $2.17 billion in assets and 101,911 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 24.51%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $2.17 billion
- +3.8% in a year
- Members
- 101,911
- -3.2% in a year
- Net worth ratio
- 24.51%
- Peer median 10.79%
- Loans 60+ days late
- 1.97%
- Peer median 0.67%
- Loans outstanding
- $1.92 billion
- +3.0% in a year
- Shares and deposits
- $1.59 billion
- +3.2% in a year
- Branches
- 36
- 324 employees
- Opened
- 1983
- North Carolina charter
How Self-Help Credit Union compares
NCUA groups credit unions by size; Self-Help Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 24.51% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.97%, is higher than the group median of 0.67%. Loans grew 3.0% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 7 of 57 credit unions headquartered in North Carolina. See all North Carolina credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.17 billion | 101,911 | $1.92 billion | 24.51% | 1.97% |
| Q1 2026 | $2.15 billion | 100,933 | $1.90 billion | 24.34% | 1.84% |
| Q4 2025 | $2.16 billion | 99,599 | $1.90 billion | 24.04% | 1.86% |
| Q3 2025 | $2.15 billion | 100,668 | $1.87 billion | 24.23% | 2.00% |
| Q2 2025 | $2.09 billion | 105,323 | $1.86 billion | 24.33% | 1.89% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 5.3 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 37 sites for Self-Help Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Headquarters (main office)
301 W Main St, Durham, NC 27701 - Wilmington
307 S College Rd, Wilmington, NC 28403 - Hendersonville
100 Dana Rd, Hendersonville, NC 28792 - S. Asheville
1911 Hendersonville Rd, Asheville, NC 28803 - Brevard
40 Forest Gate Dr, Pisgah Forest, NC 28768 - Laurinburg
701 S Main St, Laurinburg, NC 28352 - Wilson
2301 Madison Dr W, Wilson, NC 27893 - Greensboro
3400 Battleground Ave, Greensboro, NC 27410 - Kinston
1910 W Vernon Ave, Kinston, NC 28504 - Asheville
391 S French Broad Ave, Asheville, NC 28801 - Galax
305 S Railroad Ave, Galax, VA 24333 - Lexington
1891 Brown St, Lexington, NC 27292 - Maiden
528 E Main St, Maiden, NC 28650 - Morganton
204 Carbon City Rd, Morganton, NC 28655 - Old Fort
217 Catawba Ave, Old Fort, NC 28762 - Durham-Main St
123 W Main St, Durham, NC 27701 - Windsor
302 W Granville St, Windsor, NC 27983 - Durham, S. Mangum
601 S Mangum St, Durham, NC 27701 - Charlotte-Providence Rd
1065 Providence Rd, Charlotte, NC 28207 - Rosman
59 Chestnut St, Rosman, NC 28772 - Jacksonville - Kendall Town
9580 Hutchinson Park Dr, Jacksonville, FL 32225 - Jacksonville - Lenox
3033 Lenox Ave, Jacksonville, FL 32254 - Rocky Mount
3631 Sunset Ave, Rocky Mount, NC 27804 - Apopka
667 W Orange Blossom Trl, Apopka, FL 32712 - DeLand
1104 S Woodland Blvd, Deland, FL 32720 - Charlotte - Beatties Ford Rd
431 Beatties Ford Rd, Charlotte, NC 28216 - Salisbury
2146 Statesville Blvd, Salisbury, NC 28147 - Raleigh-Harps Mill Rd
7029 Harps Mill Rd, Raleigh, NC 27615 - Jacksonville - River City
13134 Wolf Bay Dr, Jacksonville, FL 32218 - Tallahassee
3515 Maclay Blvd S, Tallahassee, FL 32312 - Winter Park
1250 Lee Rd, Winter Park, FL 32789 - Miami Springs
101 Curtiss Pkwy, Miami Springs, FL 33166 - Atlanta
921 Ralph David Abernathy Blvd Sw, Atlanta, GA 30310 - Raleigh-Beacon Point
1405 Promise Beacon Cir, Raleigh, NC 27610 - Downtown Gainsville
412 E University Ave, Gainesville, FL 32601 - Millhopper
4280 Nw 16Th Blvd, Gainesville, FL 32605 - Winston-Salem
711 E Salem Ave, Winston Salem, NC 27101
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology