Charter 24808 · Charlotte, NC
Skyla Federal Credit Union
Skyla Federal Credit Union is a federally chartered credit union in Charlotte, North Carolina, with $1.67 billion in assets and 113,123 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.61%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Skyla Credit Union.
- Total assets
- $1.67 billion
- +3.1% in a year
- Members
- 113,123
- +5.2% in a year
- Net worth ratio
- 9.61%
- Peer median 10.79%
- Loans 60+ days late
- 1.32%
- Peer median 0.67%
- Loans outstanding
- $1.31 billion
- +0.5% in a year
- Shares and deposits
- $1.41 billion
- +3.1% in a year
- Branches
- 19
- 311 employees
- Opened
- 1962
- Federal charter
How Skyla Federal Credit Union compares
NCUA groups credit unions by size; Skyla Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.61% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.32%, is higher than the group median of 0.67%. Loans grew 0.5% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 8 of 57 credit unions headquartered in North Carolina. See all North Carolina credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.67 billion | 113,123 | $1.31 billion | 9.61% | 1.32% |
| Q1 2026 | $1.66 billion | 112,990 | $1.29 billion | 9.50% | 0.94% |
| Q4 2025 | $1.62 billion | 113,118 | $1.29 billion | 9.56% | 0.98% |
| Q3 2025 | $1.61 billion | 111,034 | $1.28 billion | 9.55% | 0.75% |
| Q2 2025 | $1.62 billion | 107,533 | $1.30 billion | 9.30% | 0.71% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 3.2 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 20 sites for Skyla Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- LOSO (main office)
3700 South Blvd, Charlotte, NC 28209 - Matthews
435 N Trade St, Matthews, NC 28105 - Huntersville
16614 Old Statesville Rd, Huntersville, NC 28078 - Sunset
4525 Sunset Rd, Charlotte, NC 28216 - Ashley
2732 Ashley Rd, Charlotte, NC 28208 - University
1835 W W T Harris Blvd, Charlotte, NC 28262 - Ballantyne
11228 Ardrey Kell Rd, Charlotte, NC 28277 - Goodwill
5301 Wilkinson Blvd, Charlotte, NC 28208 - Riverwalk Branch
269 Harwich St, Rock Hill, SC 29730 - Asheville
148 Charlotte St, Asheville, NC 28801 - Forest City
126 Gateway Commerce Ct, Spindale, NC 28160 - Graham
306 N Main St, Graham, NC 27253 - Greensboro
1400 Yanceyville St, Greensboro, NC 27405 - Kings Mountain
114 E Gold St, Kings Mountain, NC 28086 - Salisbury
940 Jake Alexander Blvd W, Salisbury, NC 28147 - Harrisburg
4720 Nc Highway 49 S, Harrisburg, NC 28075 - Pasadena
100 Walnut St, Pasadena, CA 91124 - 900 Central Ave
900 Central Ave, Charlotte, NC 28204 - LOSO Branch
3700 South Blvd, Charlotte, NC 28209 - Gastonia
830 Groves St, Lowell, NC 28098
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology