Charter 24438 · Winston Salem, NC
Allegacy Financial Federal Credit Union
Allegacy Financial Federal Credit Union is a federally chartered credit union in Winston Salem, North Carolina, with $2.59 billion in assets and 187,784 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.44%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as FAMCA.
- Total assets
- $2.59 billion
- +6.9% in a year
- Members
- 187,784
- +4.4% in a year
- Net worth ratio
- 11.44%
- Peer median 10.79%
- Loans 60+ days late
- 0.65%
- Peer median 0.67%
- Loans outstanding
- $2.07 billion
- +6.9% in a year
- Shares and deposits
- $2.21 billion
- +6.7% in a year
- Branches
- 29
- 432 employees
- Opened
- 1967
- Federal charter
How Allegacy Financial Federal Credit Union compares
NCUA groups credit unions by size; Allegacy Financial Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.44% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.65%, is about the same as the group median of 0.67%. Loans grew 6.9% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 5 of 57 credit unions headquartered in North Carolina. See all North Carolina credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.59 billion | 187,784 | $2.07 billion | 11.44% | 0.65% |
| Q1 2026 | $2.57 billion | 185,077 | $2.01 billion | 11.34% | 0.52% |
| Q4 2025 | $2.48 billion | 183,472 | $1.99 billion | 11.39% | 1.13% |
| Q3 2025 | $2.41 billion | 180,690 | $1.95 billion | 11.53% | 0.98% |
| Q2 2025 | $2.42 billion | 179,945 | $1.93 billion | 11.27% | 0.65% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.7 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 29 sites for Allegacy Financial Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Westbrook (main office)
1691 Westbrook Plaza Dr, Winston Salem, NC 27103 - Allegacy Village
6320 Allegacy Way, Clemmons, NC 27012 - Biotech
575 N Patterson Ave, Winston Salem, NC 27101 - Kernersville Mtn
212 E Mountain St, Kernersville, NC 27284 - North Patterson
4680 N Patterson Ave, Winston Salem, NC 27105 - Reagan High School
3750 Transou Rd, Pfafftown, NC 27040 - Atkins High School
3605 Old Greensboro Rd, Winston Salem, NC 27101 - Glenn High School
1600 Union Cross Rd, Kernersville, NC 27284 - West Forsyth High School
1735 Lewisville Clemmons Rd, Clemmons, NC 27012 - Reynolds High School
301 N Hawthorne Rd, Winston Salem, NC 27104 - Mt Tabor High School
342 Petree Rd, Winston Salem, NC 27106 - North Forsyth High School
5705 Shattalon Dr, Winston Salem, NC 27105 - Mocksville
822 Valley Rd, Mocksville, NC 27028 - Peace Haven
1910 N Peace Haven Rd, Winston Salem, NC 27106 - Stafford Village
3390 Sides Branch Rd, Winston Salem, NC 27127 - Kennedy High School
890 E 11Th St, Winston Salem, NC 27101 - Battleground
3314 Battleground Ave, Greensboro, NC 27410 - King
109 Carmel Dr, King, NC 27021 - Spartan Village
1101 W Gate City Blvd Ste 205, Greensboro, NC 27403 - Mt Airy
1996 Rockford St Ste 300, Mount Airy, NC 27030 - Bermuda Run
128 Yadkin Valley Rd, Advance, NC 27006 - Palladium
3015 E River Way, High Point, NC 27265 - Carver High School
3545 Carver School Rd, Winston Salem, NC 27105 - Yadkinville
912 S State St, Yadkinville, NC 27055 - Charlotte
307 Unionville Indian Trail Rd W, Indian Trail, NC 28079 - Charlotte
100 Queens Rd, Charlotte, NC 28204 - Charlotte
3021 Prosperity Church Rd, Charlotte, NC 28269 - Belmont
6425 W Wilkinson Blvd Ste F, Belmont, NC 28012 - Lake Norman
837 Williamson Rd, Mooresville, NC 28117
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology