Charter 24003 · Raleigh, NC
Civic Federal Credit Union
Civic Federal Credit Union is a federally chartered credit union in Raleigh, North Carolina, with $3.07 billion in assets and 336,107 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 5.87%, below the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $3.07 billion
- -16.2% in a year
- Members
- 336,107
- -11.8% in a year
- Net worth ratio
- 5.87%
- Peer median 10.79%
- Loans 60+ days late
- 6.27%
- Peer median 0.67%
- Loans outstanding
- $2.73 billion
- -15.4% in a year
- Shares and deposits
- $2.56 billion
- -14.6% in a year
- Branches
- 12
- 487 employees
- Opened
- 1983
- Federal charter
How Civic Federal Credit Union compares
NCUA groups credit unions by size; Civic Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 5.87% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 6.27%, is higher than the group median of 0.67%. Loans fell 15.4% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 4 of 57 credit unions headquartered in North Carolina. See all North Carolina credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $3.07 billion | 336,107 | $2.73 billion | 5.87% | 6.27% |
| Q1 2026 | $3.19 billion | 349,847 | $2.84 billion | 6.68% | 5.04% |
| Q4 2025 | $3.33 billion | 355,581 | $2.95 billion | 7.07% | 7.62% |
| Q3 2025 | $3.51 billion | 366,134 | $3.09 billion | 8.05% | 6.83% |
| Q2 2025 | $3.67 billion | 380,898 | $3.23 billion | 9.09% | 4.93% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 500,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 13 sites for Civic Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Corporate Office
323 W Jones St, Raleigh, NC 27603 - WFR Operations Centre (main office)
3600 Wake Forest Rd, Raleigh, NC 27609 - Ahoskie
1118 Academy St N, Ahoskie, NC 27910 - Asheville
275 Smokey Park Hwy, Asheville, NC 28806 - Charlotte
9605 N Tryon St Ste Q, Charlotte, NC 28262 - Durham
502 Rigsbee Ave, Durham, NC 27701 - Greensboro
1622 Stanley Rd, Greensboro, NC 27407 - Greenville
703 Greenville Blvd Se, Greenville, NC 27858 - Hickory
3020 S Nc 127 Hwy, Hickory, NC 28602 - Lumberton
4400 Fayetteville Rd, Lumberton, NC 28358 - Murphy
57 Valley River Ave, Murphy, NC 28906 - Wilmington
929 N Front St, Wilmington, NC 28401 - Raleigh
3600 Wake Forest Rd,, Raleigh, NC 27609
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology