Charter 18297 · Raleigh, NC
Coastal Federal Credit Union
Coastal Federal Credit Union is a federally chartered credit union in Raleigh, North Carolina, with $6.23 billion in assets and 347,915 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.86%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Daymark Realty, Coastal Wealth Management, Coastal Credit Union, Coastal Title, Coastal Foundation, United Members Title, United Members Title.
- Total assets
- $6.23 billion
- +7.8% in a year
- Members
- 347,915
- +1.7% in a year
- Net worth ratio
- 9.86%
- Peer median 10.79%
- Loans 60+ days late
- 0.66%
- Peer median 0.67%
- Loans outstanding
- $4.34 billion
- +3.9% in a year
- Shares and deposits
- $5.36 billion
- +8.2% in a year
- Branches
- 21
- 611 employees
- Opened
- 1967
- Federal charter
How Coastal Federal Credit Union compares
NCUA groups credit unions by size; Coastal Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.86% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.66%, is about the same as the group median of 0.67%. Loans grew 3.9% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 2 of 57 credit unions headquartered in North Carolina. See all North Carolina credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $6.23 billion | 347,915 | $4.34 billion | 9.86% | 0.66% |
| Q1 2026 | $6.21 billion | 345,251 | $4.22 billion | 9.62% | 0.75% |
| Q4 2025 | $6.03 billion | 343,471 | $4.20 billion | 9.74% | 0.78% |
| Q3 2025 | $5.83 billion | 342,227 | $4.21 billion | 9.98% | 0.66% |
| Q2 2025 | $5.78 billion | 341,944 | $4.17 billion | 9.77% | 0.81% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.8 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 21 sites for Coastal Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Administrative Headquarters (main office)
1000 Saint Albans Dr, Raleigh, NC 27609 - Crescent Commons #133
2024 Kildaire Farm Rd, Cary, NC 27518 - St. Albans Branch #130
1000 Saint Albans Dr, Raleigh, NC 27609 - Wakefield Commons #106
10850 Wakefield Commons Dr, Raleigh, NC 27614 - Cornerstone #122
Cornerstone #122, Cary, NC 27519 - South Square #119
South Square, Durham, NC 27707 - Olive Chapel Village #131
Olive Chapel Village #131, Apex, NC 27502 - White Oak Crossing #124
1060 Timber Dr E, Garner, NC 27529 - Page Road #123
Page Road #123, Durham, NC 27703 - Creedmoor Road #135
7451 Creedmoor Rd, Raleigh, NC 27613 - North Harrison #114
401 N Harrison Ave, Cary, NC 27513 - Crabtree #192
4325 Glenwood Ave Ste 4001, Raleigh, NC 27612 - Carrboro Branch #139
310 E Main St Ste 110, Carrboro, NC 27510 - WakeMed Cary
1900 Kildaire Farm Rd, Cary, NC 27518 - Henderson
236 Dabney Dr, Henderson, NC 27536 - WakeMed Raleigh
3000 New Bern Ave # A, Raleigh, NC 27610 - Rocky Mount
1080 N Winstead Ave, Rocky Mount, NC 27804 - Holly Springs
700 Village Walk Dr, Holly Springs, NC 27540 - Lenovo Development
8001 Development Dr, Morrisville, NC 27560 - Hope Valley #128
7103 Nc Highway 751, Durham, NC 27707 - Brier Creek
7870 Brier Creek Pkwy, Raleigh, NC 27617
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology