Charter 7840 · Winston Salem, NC
Truliant Federal Credit Union
Truliant Federal Credit Union is a federally chartered credit union in Winston Salem, North Carolina, with $5.62 billion in assets and 328,760 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.56%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Truliant Mortgage Services, Truliant Insurance Services, Truliant Financial Advisors, Truliant Credit Union, Truliant Business Services, Truliant at Work, Truliant Academy, Truliances, Truliant Operations Center, Truliant Foundation, Truliant Federal Credit Union Foundation.
- Total assets
- $5.62 billion
- +9.1% in a year
- Members
- 328,760
- -2.4% in a year
- Net worth ratio
- 10.56%
- Peer median 10.79%
- Loans 60+ days late
- 0.90%
- Peer median 0.67%
- Loans outstanding
- $4.58 billion
- +4.2% in a year
- Shares and deposits
- $4.88 billion
- +6.3% in a year
- Branches
- 41
- 989 employees
- Opened
- 1952
- Federal charter
How Truliant Federal Credit Union compares
NCUA groups credit unions by size; Truliant Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.56% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.90%, is higher than the group median of 0.67%. Loans grew 4.2% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 3 of 57 credit unions headquartered in North Carolina. See all North Carolina credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $5.62 billion | 328,760 | $4.58 billion | 10.56% | 0.90% |
| Q1 2026 | $5.45 billion | 333,731 | $4.44 billion | 10.53% | 0.82% |
| Q4 2025 | $5.40 billion | 334,169 | $4.41 billion | 10.30% | 0.95% |
| Q3 2025 | $5.21 billion | 334,571 | $4.41 billion | 9.56% | 0.85% |
| Q2 2025 | $5.15 billion | 336,824 | $4.39 billion | 9.30% | 0.87% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 6.6 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 38 sites for Truliant Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Clemmons
4100 Clemmons Rd, Clemmons, NC 27012 - Corporate Office & Branch Office (main office)
3200 Truliant Way, Winston Salem, NC 27103 - E Dixie Dr
1055 E Dixie Dr, Asheboro, NC 27203 - Burlington
2564 Kirkwood Dr, Burlington, NC 27215 - University
1915 Back Creek Dr, Charlotte, NC 28213 - S Elm-Eugene St
2914 S Elm Eugene St, Greensboro, NC 27406 - NC HWY 68
4006 Mendenhall Oaks Pkwy, High Point, NC 27265 - Kernersville
794 S Main St Ste A, Kernersville, NC 27284 - Gastonia
3351 E Franklin Blvd Ste 106, Gastonia, NC 28056 - Mebane
1801 S Nc Highway 119, Mebane, NC 27302 - Shelby
621 S Dekalb St, Shelby, NC 28150 - North Point Blvd
7780 N Point Blvd, Winston Salem, NC 27106 - Downtown Winston-Salem
893 N Liberty St Ste A, Winston Salem, NC 27101 - Radford
7321 Peppers Ferry Blvd, Fairlawn, VA 24141 - Wytheville
800 E Main St Ste 130, Wytheville, VA 24382 - Pelham Rd
3621 Pelham Rd, Greenville, SC 29615 - Matthews
324 N Trade St Ste 101, Matthews, NC 28105 - Elon
1205 University Dr Unit 114, Burlington, NC 27215 - Mint Hill
7114 Brighton Park Dr Ste 300, Mint Hill, NC 28227 - Harrisburg
3701 Main St, Harrisburg, NC 28075 - Park Rd
4530 Park Rd Ste 110, Charlotte, NC 28209 - Huntersville
9706 Gilead Rd, Huntersville, NC 28078 - South End Charlotte
2400 South Blvd Ste 102, Charlotte, NC 28203 - Waverly
7107 Waverly Walk Ave Unit A1, Charlotte, NC 28277 - N Fayetteville St
1200 N Fayetteville St Ste F, Asheboro, NC 27203 - New Garden Rd
1655 New Garden Rd, Greensboro, NC 27410 - Battleground Ave MFC
2504 Battleground Ave, Greensboro, NC 27408 - Steele Creek
14154 Steele Creek Rd, Charlotte, NC 28273 - Graham
915 S Main St, Graham, NC 27253 - Friendly Center
600 Green Valley Rd Ste 100, Greensboro, NC 27408 - N Main St
2305 N Main St Ste 103, High Point, NC 27262 - Cherrydale
6 State Park Rd, Greenville, SC 29609 - Easley
5660 Calhoun Memorial Hwy, Easley, SC 29640 - Lexington
170 Lowes Blvd, Lexington, NC 27292 - Greer SC
901 W Wade Hampton Blvd, Greer, SC 29650 - Mauldin SC
513 N Main St, Mauldin, SC 29662 - Boiling Springs
2241 Boiling Springs Rd, Boiling Springs, SC 29316 - Robinhood Rd
3410 Robinhood Rd, Winston Salem, NC 27106
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology