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Credit unions in Michigan

169 credit unions are headquartered in Michigan: 58 with federal charters and 111 with state charters. Together they hold $121.2 billion in assets for 6,132,937 members as of June 30, 2026. The largest is Lake Michigan Credit Union at $17.3 billion.

Combined, 0.79% of their loans were 60 or more days past due. Counts are by headquarters; many serve members in other states too.

#Credit unionCityAssetsMembersNet worth60+ late
1Lake Michigan Credit UnionGrand Rapids$17.3B536,97611.3%0.3%
2Michigan State University Federal Credit UnionEast Lansing$8.9B405,9799.0%1.2%
3Dfcu Financial Credit UnionDearborn$8.0B242,80012.6%0.6%
4Genisys Credit UnionAuburn Hills$6.6B296,98715.5%1.1%
5United Federal Credit UnionSt Joseph$4.4B191,84511.9%0.7%
6Michigan Schools and Government Credit UnionClinton Township$4.4B163,46212.6%0.6%
7Advia Credit UnionKalamazoo$4.1B189,4029.7%0.7%
8Consumers Credit UnionOshtemo$2.9B155,5589.4%0.4%
9Lake Trust Credit UnionBrighton$2.9B175,18710.8%1.1%
10Dow Credit UnionMidland$2.6B83,96110.1%0.3%
11Elga Credit UnionGrand Blanc$2.5B117,30817.8%1.4%
12Dort Financial Credit UnionGrand Blanc$2.4B123,46810.4%0.6%
13Community Choice Credit UnionFarmington Hills$2.1B115,5119.5%0.8%
14Honor Credit UnionBerrien Springs$1.9B105,35212.2%0.9%
15Credit Union OneFerndale$1.8B107,59711.6%0.4%
16Financial Plus Credit UnionFlint$1.7B81,85111.7%0.5%
17Frankenmuth Credit UnionFrankenmuth$1.6B78,65210.3%1.2%
18Vibe Credit UnionNovi$1.6B74,19110.5%1.1%
19Michigan First Credit UnionLathrup Village$1.5B160,18615.8%1.1%
20Orsa Credit UnionPlymouth$1.5B86,7149.8%1.5%
21University of Michigan Credit UnionAnn Arbor$1.5B121,04211.1%0.8%
22Wildfire Credit UnionSaginaw$1.2B50,64310.9%0.6%
23Lafcu Credit UnionLansing$1.1B72,70620.7%1.2%
24Christian Financial Credit UnionSterling Heights$1.1B61,5429.9%0.5%
25Michigan Educational Credit UnionPlymouth$1.1B46,83811.7%0.3%
26Zeal Credit UnionLivonia$1.1B69,47319.8%1.5%
274front Credit UnionTraverse City$1.0B103,86910.2%1.7%
28Kellogg Community Credit UnionBattle Creek$1.0B50,57716.7%0.4%
29Alpena-Alcona Area Credit UnionAlpena$975.7M50,24812.2%0.9%
30True Community Credit UnionJackson$955.0M82,32911.6%1.6%
31Tlc Community Credit UnionAdrian$950.2M47,48914.5%0.1%
32Members First Credit UnionMidland$905.4M67,9069.2%0.7%
33Arbor Financial Credit UnionKalamazoo$899.0M47,13810.6%1.8%
34Pfcu Credit UnionPortland$873.2M57,16511.3%0.4%
35Team One Credit UnionSaginaw$765.9M46,4439.9%0.6%
36Alliance Catholic Credit UnionFarmington Hills$718.5M32,84112.4%0.4%
37Northland Area Federal Credit UnionAlpena$714.4M48,24110.3%0.9%
38Omni Community Credit UnionBattle Creek$662.0M47,03916.3%0.7%
39American 1 Credit UnionJackson$661.3M67,47015.6%2.1%
40Security Credit UnionGrand Blanc$653.2M53,7979.8%0.8%
41Adventure Credit UnionGrand Rapids$645.9M42,87611.5%0.7%
42Embers Credit UnionMarquette$621.8M33,45812.1%0.6%
43Sovita Credit UnionFlint$592.0M17,58316.1%0.3%
44Diversified Members Credit UnionDetroit$588.5M30,53114.7%1.7%
45People Driven Credit UnionSouthfield$520.0M25,31410.1%0.6%
46Loc Credit UnionFarmington$485.0M27,50910.2%0.4%
47Jolt Credit UnionSaginaw$483.8M27,32410.3%0.4%
48Cornerstone Community Financial Credit UnionAuburn Hills$470.1M25,86012.1%1.2%
49Public Service Credit UnionRomulus$467.6M31,88911.6%1.0%
50Wmcu Credit UnionGrand Rapids$455.3M29,04717.3%0.9%
51Monroe Community Credit UnionMonroe$406.4M32,05111.4%0.2%
52Case Credit UnionLansing$400.1M26,44711.0%0.8%
53Tba Credit UnionTraverse City$389.9M20,82814.8%0.4%
54Ignite Credit UnionBattle Creek$379.9M29,38210.1%1.1%
55Our Credit UnionRoyal Oak$375.1M23,55910.0%0.5%
56Marshall Community Credit UnionMarshall$371.8M16,56417.2%2.1%
57United Financial Credit UnionSaginaw$360.1M21,55210.7%1.0%
58Peninsula Federal Credit UnionEscanaba$355.7M17,9239.0%0.9%
59Freestar Financial Credit UnionMount Clemens$350.0M21,7579.6%1.2%
60Michigan United Credit UnionAuburn Hills$349.3M23,94612.0%0.1%
61Extra Credit UnionWarren$345.4M18,99717.5%1.6%
62Soo Co-Op Credit UnionSault Sainte Marie$324.4M24,42513.7%0.3%
63Forest Area Federal Credit UnionFife Lake$318.3M21,72012.8%1.9%
64Preferred Credit UnionGrand Rapids$318.1M23,27514.3%0.4%
65United Bay Community Credit UnionBay City$301.7M18,9697.5%0.6%
66Kalsee Credit UnionKalamazoo$291.5M22,01310.6%0.3%
67North Central Area Credit UnionHoughton Lake$271.7M20,64011.6%1.0%
68St. Francis X Federal Credit UnionPetoskey$268.8M10,08513.9%0.1%
69Advantage One Credit UnionBrownstown$268.1M18,51611.8%0.8%
70Filer Credit UnionManistee$262.4M13,43512.8%0.8%
71Gerber Federal Credit UnionFremont$259.5M16,09810.2%0.9%
72Community West Credit UnionKentwood$252.4M17,7009.3%0.4%
73Chief Financial Federal Credit UnionRochester Hills$249.7M21,2389.9%0.6%
74Michigan One Community Credit UnionIonia$240.2M19,04010.2%0.7%
75Michigan Legacy Credit UnionWyandotte$226.8M17,91012.4%0.5%

The other 94, largest first

  1. Isabella Community Credit Union, Mt Pleasant
  2. Parda Federal Credit Union, Auburn Hills
  3. Aac Credit Union, Grand Rapids
  4. U.p. State Credit Union, Escanaba
  5. Trunorth Federal Credit Union, Ishpeming
  6. Awakon Federal Credit Union, Onaway
  7. Service 1 Federal Credit Union, Muskegon
  8. Polish-American Federal Credit Union, Troy
  9. Downriver Community Federal Credit Union, Ecorse
  10. Journey Federal Credit Union, Saint Johns
  11. Safe Harbor Credit Union, Ludington
  12. Health Advantage Federal Credit Union, Saginaw
  13. Family Financial Credit Union, Norton Shores
  14. Wolverine State Credit Union, Alpena
  15. H.p.c. Credit Union, Alpena
  16. Harborlight Credit Union, Whitehall
  17. Wayne-Westland Federal Credit Union, Westland
  18. Best Financial Credit Union, Muskegon
  19. Consumers Professional Credit Union, Lansing
  20. Iron Mountain Kingsford Community Federal Credit Union, Kingsford
  21. Community First Federal Credit Union, Lakeview
  22. Financialedge Credit Union, Bay City
  23. Lenco Credit Union, Adrian
  24. Ukrainian Selfreliance Michigan Federal Credit Union, Warren
  25. Walled Lake Schools Federal Credit Union, Wolverine Lake
  26. Breakwater Federal Credit Union, Houghton
  27. Integra First Federal Credit Union, Powers
  28. Sunrise Family Credit Union, Bay City
  29. Straits Area Federal Credit Union, Cheboygan
  30. Meijer Credit Union, Grand Rapids
  31. River Valley Credit Union, Ada
  32. Circle Federal Credit Union, Niles
  33. Marquette Community Federal Credit Union, Marquette
  34. Total Community Credit Union, Taylor
  35. The Local Credit Union, Sterling Heights
  36. Great Lakes First Federal Credit Union, Escanaba
  37. Route 31 Federal Credit Union, Muskegon
  38. Compass Credit Union, Sparta
  39. Family First Credit Union, Saginaw
  40. Traverse Catholic Federal Credit Union, Traverse City
  41. Wexford Community Credit Union, Cadillac
  42. Shore To Shore Community Federal Credit Union, Trenton
  43. South Central Credit Union, Jackson
  44. Limestone Financial Credit Union, Manistique
  45. Lake Huron Credit Union, Saginaw
  46. Muskegon Federal Credit Union, Muskegon
  47. Thornapple Credit Union, Hastings
  48. Intandem Credit Union, Grand Rapids
  49. Michigan Columbus Federal Credit Union, Livonia
  50. Tahquamenon Area Credit Union, Newberry
  51. Community Focus Federal Credit Union, Brownstown
  52. A.b.d. Federal Credit Union, Warren
  53. Lincoln Park Community Credit Union, Lincoln Park
  54. Baraga County Federal Credit Union, Lanse
  55. One Detroit Credit Union, Detroit
  56. Gratiot Community Credit Union, Alma
  57. Gr Consumers Credit Union, Wyoming
  58. Aeroquip Credit Union, Jackson
  59. Southeast Michigan State Employees Federal Credit Union, West Bloomfield
  60. Country Heritage Credit Union, Buchanan
  61. Tri-Cities Credit Union, Grand Haven
  62. Lakeshore Federal Credit Union, Muskegon
  63. Manistique Federal Credit Union, Manistique
  64. Auto-Owners Associates Credit Union, Lansing
  65. Port City Federal Credit Union, Muskegon
  66. Chiropractic Federal Credit Union, Farmington
  67. Grand Trunk Battle Creek Emp Federal Credit Union, Battle Creek
  68. Gogebic County Federal Credit Union, Bessemer
  69. Detour Drummond Community Credit Union, Drummond Island
  70. Graco Federal Credit Union, Alma
  71. Settlers Federal Credit Union, Bruce Crossing
  72. Alpena Community Credit Union, Alpena
  73. Flagship Community Federal Credit Union, Port Huron
  74. Kenowa Community Federal Credit Union, Wyoming
  75. Montcalm Public Employees Credit Union, Edmore
  76. Farm Bureau Family Credit Union, Lansing
  77. Construction Federal Credit Union, Bingham Farms
  78. Dowagiac Area Federal Credit Union, Dowagiac
  79. Michigan Coastal Credit Union, Muskegon
  80. Northwest Consumers Federal Credit Union, Traverse City
  81. Tandem Federal Credit Union, Warren
  82. Warren Municipal Federal Credit Union, Warren
  83. United Churches Credit Union, Taylor
  84. Electrical Workers Local 58 Credit Union, Detroit
  85. Blue Water Federal Credit Union, Port Huron
  86. Frankfort Community Federal Credit Union, Frankfort
  87. International UAW Federal Credit Union, Detroit
  88. Northern Lights Community Federal Credit Union, Chatham
  89. Muskegon St Joseph Federal Credit Union, Muskegon
  90. Lake Superior Credit Union, Ontonagon
  91. Rock Community Federal Credit Union, Rock
  92. Westacres Credit Union, West Bloomfield
  93. West Michigan Postal Service Federal Credit Union, Muskegon
  94. I.m. Detroit District Credit Union, Detroit

Download all 169 as CSV. Source: NCUA 5300 Call Report quarterly data, quarter ended June 30, 2026. Not affiliated with NCUA.