Charter 61503 · Kalamazoo, MI

Advia Credit Union

Advia Credit Union is a state-chartered credit union in Kalamazoo, Michigan, with $4.06 billion in assets and 189,402 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.73%, well above the 7% that NCUA's rules treat as well capitalized.

Total assets
$4.06 billion
+10.1% in a year
Members
189,402
-0.8% in a year
Net worth ratio
9.73%
Peer median 10.79%
Loans 60+ days late
0.70%
Peer median 0.67%
Loans outstanding
$3.25 billion
+12.6% in a year
Shares and deposits
$3.34 billion
+8.3% in a year
Branches
34
634 employees
Opened
1935
Michigan charter

How Advia Credit Union compares

NCUA groups credit unions by size; Advia Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.73% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.70%, is about the same as the group median of 0.67%. Loans grew 12.6% over the year to Q2 2026, against a group median of 5.3% growth.

By assets it ranks 7 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.

Five quarters of figures

QuarterAssetsMembersLoansNet worth ratio60+ days late
Q2 2026 $4.06 billion 189,402 $3.25 billion 9.73% 0.70%
Q1 2026 $3.97 billion 186,725 $3.12 billion 9.79% 0.66%
Q4 2025 $3.87 billion 196,984 $3.05 billion 9.78% 0.77%
Q3 2025 $3.73 billion 194,140 $2.95 billion 9.90% 0.60%
Q2 2025 $3.69 billion 190,879 $2.88 billion 9.66% 0.55%

Assets Members

Who can join

The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 16 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.

Credit unions that anyone in the US can join

Locations

NCUA's branch file lists 34 sites for Advia Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.

  • Port Huron
    500 10Th St, Port Huron, MI 48060
  • Marysville
    1919 Gratiot Blvd, Marysville, MI 48040
  • Fort Gratiot
    3002 N River Rd, Fort Gratiot, MI 48059
  • New Baltimore
    35600 Main St, New Baltimore, MI 48047
  • Parchment
    550 S Riverview Dr, Parchment, MI 49004
  • Battle Creek - Capital Ave
    2550 Capital Ave Sw, Battle Creek, MI 49015
  • Beloit - Cranston
    1982 Cranston Rd, Beloit, WI 53511
  • Beloit - Fourth St
    746 4Th St, Beloit, WI 53511
  • Brownstown
    20401 Gibraltar Rd, Brownstown Twp, MI 48183
  • Kalamazoo-Comstock Ave
    5039 Comstock Ave, Kalamazoo, MI 49048
  • Kalamazoo-West Main
    4308 W Main St, Kalamazoo, MI 49006
  • Kalamazoo-Q Avenue
    6869 W Q Ave, Kalamazoo, MI 49009
  • Kalamazoo-N Westnedge
    706 N Westnedge Ave, Kalamazoo, MI 49007
  • Mattawan
    24032 Red Arrow Hwy, Mattawan, MI 49071
  • Plainwell
    825 E M-89, Plainwell, MI 49080
  • Portage
    901 E Milham Ave, Portage, MI 49002
  • Richland
    8224 N 32Nd St, Richland, MI 49083
  • Southgate
    14170 Pennsylvania Rd, Southgate, MI 48195
  • Battle Creek - Columbia Ave
    320 Columbia Ave E, Battle Creek, MI 49015
  • Janesville - Milton Ave
    2317 Milton Ave, Janesville, WI 53545
  • Williams Bay
    111 Elkhorn Rd, Williams Bay, WI 53191
  • Elkhorn
    837 N Wisconsin St, Elkhorn, WI 53121
  • Silver Lake
    29430 Silver Lake Rd, Salem, WI 53168
  • Cary
    650 Northwest Hwy, Cary, IL 60013
  • Crystal Lake
    7910 Us Highway 14, Crystal Lake, IL 60012
  • Woodstock
    975 Country Club Rd, Woodstock, IL 60098
  • Oshtemo - Headquarters (main office)
    6400 W Main St, Kalamazoo, MI 49009
  • St. Clair
    1935 Fred W Moore Hwy, Saint Clair, MI 48079
  • Gurnee
    5103 Washington St, Gurnee, IL 60031
  • Mundelein
    800 N State Route 83, Mundelein, IL 60060
  • Niles
    8060 W Oakton St, Niles, IL 60714
  • Riverwoods
    1155 Milwaukee Ave, Riverwoods, IL 60015
  • Pewaukee
    1890 Meadow Ln Ste 103, Pewaukee, WI 53072
  • West Allis
    11333 W Greenfield Ave, West Allis, WI 53214

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About these numbers

Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology