Charter 68536 · Auburn Hills, MI
Genisys Credit Union
Genisys Credit Union is a state-chartered credit union in Auburn Hills, Michigan, with $6.56 billion in assets and 296,987 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 15.47%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $6.56 billion
- +15.7% in a year
- Members
- 296,987
- +0.8% in a year
- Net worth ratio
- 15.47%
- Peer median 10.79%
- Loans 60+ days late
- 1.09%
- Peer median 0.67%
- Loans outstanding
- $5.39 billion
- +24.6% in a year
- Shares and deposits
- $5.45 billion
- +16.3% in a year
- Branches
- 34
- 586 employees
- Opened
- 1964
- Michigan charter
How Genisys Credit Union compares
NCUA groups credit unions by size; Genisys Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 15.47% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.09%, is higher than the group median of 0.67%. Loans grew 24.6% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 4 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $6.56 billion | 296,987 | $5.39 billion | 15.47% | 1.09% |
| Q1 2026 | $6.44 billion | 293,736 | $4.99 billion | 15.30% | 0.90% |
| Q4 2025 | $6.21 billion | 295,577 | $4.78 billion | 15.42% | 1.15% |
| Q3 2025 | $5.80 billion | 294,382 | $4.60 billion | 16.14% | 1.02% |
| Q2 2025 | $5.67 billion | 294,521 | $4.33 billion | 16.04% | 1.09% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 14 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 34 sites for Genisys Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- 23 Auburn Hills
2100 Executive Hills Dr, Auburn Hills, MI 48326 - 28 Chesterfield Twp.
47930 Gratiot Ave, Chesterfield, MI 48051 - 7 Clarkston - Dixie
7357 Deer Lake Rd, Clarkston, MI 48346 - 17 Commerce
2445 Union Lake Rd, Commerce Twp, MI 48382 - 24 Marysville
207 Huron Blvd, Marysville, MI 48040 - 6 Orion
4055 S Lapeer Rd, Orion, MI 48359 - 11 Ortonville
1101 S Ortonville Rd, Ortonville, MI 48462 - 10 Oxford
120 S Washington St, Oxford, MI 48371 - 20 Plymouth
13000 N Haggerty Rd, Plymouth, MI 48170 - 1 Pontiac
44400 Woodward Ave, Pontiac, MI 48341 - 12 Rochester Hills
1611 S Rochester Rd, Rochester Hills, MI 48307 - 30 Rochester Hills - Crooks
2881 Crooks Rd, Rochester Hills, MI 48309 - 31 Shelby Twp.
49675 Van Dyke Ave, Shelby Township, MI 48317 - 26 Troy
1960 E Big Beaver Rd, Troy, MI 48083 - 3 Waterford - M59
7372 Highland Rd, Waterford, MI 48327 - 8 Waterford - Dixie Hwy
4416 Dixie Hwy, Waterford, MI 48329 - 16 Waterford - Walton
2960 W Walton Blvd, Waterford, MI 48329 - 9 White Lake
3671 Highland Rd, White Lake, MI 48383 - 14 Wixom
160 N Wixom Rd, Wixom, MI 48393 - 2 Belleville
10444 Belleville Rd, Van Buren Township, MI 48111 - 29 Eagan
3300 Central Park Village Dr, Eagan, MN 55121 - 22 Roseville
2501 Fairview Ave N, Roseville, MN 55113 - Corporate Headquarters (main office)
2100 Executive Hills Dr, Auburn Hills, MI 48326 - 15 Royal Oak
530 N Main St, Royal Oak, MI 48067 - 34 Clio
300 Smith St, Clio, MI 48420 - 32 Fenton
15405 Silver Pkwy, Fenton, MI 48430 - 36 Grand Blanc
2343 E Hill Rd, Grand Blanc, MI 48439 - 35 Vassar
659 State Rd, Vassar, MI 48768 - 27 Clinton Twp
17498 Hall Rd, Clinton Township, MI 48038 - 25 Clarkston - Sashabaw
6330 Sashabaw Rd, Clarkston, MI 48346 - 18 Lakeville
16106 Pilot Knob Rd Ste 140, Lakeville, MN 55044 - 19 Sterling Heights
35790 Van Dyke Ave, Sterling Heights, MI 48312 - 33 Schoenherr
13630 21 Mile Rd, Shelby Township, MI 48315 - Kentwood
3205 28Th St Se, Kentwood, MI 49512
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology