Charter 61844 · Dearborn, MI
Dfcu Financial Credit Union
Dfcu Financial Credit Union is a state-chartered credit union in Dearborn, Michigan, with $8.04 billion in assets and 242,800 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.63%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $8.04 billion
- +16.3% in a year
- Members
- 242,800
- +1.2% in a year
- Net worth ratio
- 12.63%
- Peer median 10.79%
- Loans 60+ days late
- 0.63%
- Peer median 0.67%
- Loans outstanding
- $3.09 billion
- +35.1% in a year
- Shares and deposits
- $7.18 billion
- +15.5% in a year
- Branches
- 39
- 682 employees
- Opened
- 1936
- Michigan charter
How Dfcu Financial Credit Union compares
NCUA groups credit unions by size; Dfcu Financial Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 12.63% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.63%, is about the same as the group median of 0.67%. Loans grew 35.1% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 3 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $8.04 billion | 242,800 | $3.09 billion | 12.63% | 0.63% |
| Q1 2026 | $8.03 billion | 243,022 | $3.00 billion | 12.26% | 0.37% |
| Q4 2025 | $7.77 billion | 242,390 | $2.96 billion | 12.29% | 0.44% |
| Q3 2025 | $6.88 billion | 239,484 | $2.40 billion | 13.89% | 0.42% |
| Q2 2025 | $6.91 billion | 239,927 | $2.29 billion | 13.44% | 0.20% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 5.2 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 39 sites for Dfcu Financial Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- DFCU Financial (main office)
400 Town Center Dr, Dearborn, MI 48126 - DFCU - Oakwood Beech
21551 Oakwood Blvd, Dearborn, MI 48124 - DFCU - Canton
1477 N Canton Center Rd, Canton, MI 48187 - DFCU - Commerce Twp
2765 Commerce Xing, Commerce Township, MI 48390 - DFCU - Riverview
18070 Fort St, Riverview, MI 48193 - DFCU - Livonia
37373 7 Mile Rd, Livonia, MI 48152 - DFCU - Garden City
7075 Merriman Rd, Garden City, MI 48135 - DFCU - Madison Heights
600 E 14 Mile Rd, Madison Hts, MI 48071 - DFCU - South Lansing
4510 S Pennsylvania Ave, Lansing, MI 48910 - DFCU - Lake Lansing
1700 Lake Lansing Rd, Lansing, MI 48912 - DFCU - Delta
7525 W Saginaw Hwy, Lansing, MI 48917 - DFCU - Wyoming
1509 36Th St Sw, Wyoming, MI 49509 - DFCU - Kentwood
641 44Th St Se, Grand Rapids, MI 49548 - DFCU - Walker
1030 4 Mile Rd Nw, Grand Rapids, MI 49544 - DFCU - Celebration
2058 Celebration Dr Ne, Grand Rapids, MI 49525 - DFCU - Carpenter Road Branch
2910 Carpenter Rd, Ann Arbor, MI 48108 - DFCU - Briarwood Branch
225 Briarwood Cir, Ann Arbor, MI 48108 - DFCU - Jackson Road Branch
5280 Jackson Rd, Ann Arbor, MI 48103 - DFCU - Novi
39570 W 10 Mile Rd, Novi, MI 48375 - DFCU - Plymouth Road
2793 Plymouth Rd Ste A, Ann Arbor, MI 48105 - DFCU - Plymouth Township
855 Ann Arbor Rd W, Plymouth, MI 48170 - DFCU - Clinton Township
17280 Hall Road, Clinton Township, MI 48038 - DFCU - Taylor
22415 Wick Rd, Taylor, MI 48180 - DFCU - Birmingham
2483 W Maple Rd, Birmingham, MI 48009 - DFCU - Brighton
9956 E Grand River Ave, Brighton, MI 48116 - DFCU - Detroit-Midtown
4830 Cass Ave, Detroit, MI 48201 - DFCU - Brandon
1314 Oakfield Dr, Brandon, FL 33511 - DFCU - Carrollwood
10824 N Dale Mabry Hwy, Tampa, FL 33618 - DFCU - Citrus Park
13850 Sheldon Rd, Tampa, FL 33626 - DFCU - Kennedy
4302 W Kennedy Blvd, Tampa, FL 33609 - DFCU - Rochester
511 N Main St, Rochester, MI 48307 - DFCU - St. Petersburg
300 1St Ave S, St Petersburg, FL 33701 - DFCU - Fort Myers
8690 Gladiolus Dr, Fort Myers, FL 33908 - DFCU - Naples
4099 Tamiami Trl N Ste 100, Naples, FL 34103 - DFCU - Longwood
505 Wekiva Springs Rd Ste 700, Longwood, FL 32779 - DFCU- Winter Park
201 N New York Ave Ste 100, Winter Park, FL 32789 - DFCU - Allen Park
3233 Fairlane Dr, Allen Park, MI 48101 - DFCU - White Lake
6490 Highland Rd, White Lake, MI 48383 - DFCU - Bloomfield Twp
2165 S Telegraph Rd, Bloomfield Hills, MI 48302
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology