Charter 62047 · Brighton, MI
Lake Trust Credit Union
Lake Trust Credit Union is a state-chartered credit union in Brighton, Michigan, with $2.88 billion in assets and 175,187 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.84%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $2.88 billion
- +6.1% in a year
- Members
- 175,187
- -0.3% in a year
- Net worth ratio
- 10.84%
- Peer median 10.79%
- Loans 60+ days late
- 1.06%
- Peer median 0.67%
- Loans outstanding
- $2.20 billion
- +6.5% in a year
- Shares and deposits
- $2.55 billion
- +6.0% in a year
- Branches
- 25
- 518 employees
- Opened
- 1944
- Michigan charter
How Lake Trust Credit Union compares
NCUA groups credit unions by size; Lake Trust Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.84% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.06%, is higher than the group median of 0.67%. Loans grew 6.5% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 9 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.88 billion | 175,187 | $2.20 billion | 10.84% | 1.06% |
| Q1 2026 | $2.87 billion | 180,917 | $2.14 billion | 10.66% | 1.02% |
| Q4 2025 | $2.79 billion | 179,409 | $2.14 billion | 10.85% | 1.17% |
| Q3 2025 | $2.71 billion | 177,907 | $2.12 billion | 11.06% | 1.05% |
| Q2 2025 | $2.72 billion | 175,638 | $2.07 billion | 10.84% | 1.00% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 7.9 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 24 sites for Lake Trust Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Detroit DTE
1 Energy Plz # 230, Detroit, MI 48226 - Ann Arbor - Packard Branch
2222 Packard St, Ann Arbor, MI 48104 - Auburn Hills Branch
2550 N Squirrel Rd, Auburn Hills, MI 48326 - Chelsea Branch
1170 S Main St Ste 100, Chelsea, MI 48118 - Dewitt
12750 Escanaba Dr, Dewitt, MI 48820 - Grand Haven
17350 Robbins Rd, Grand Haven, MI 49417 - Holland
3370 W Shore Dr, Holland, MI 49424 - South Lansinig
6440 S Pennsylvania Ave, Lansing, MI 48911 - West Saginaw
7007 W Saginaw Hwy, Lansing, MI 48917 - Mount Pleasant
1011 N Harris St, Mount Pleasant, MI 48858 - Okemos
1821 Newman Rd, Okemos, MI 48864 - Ann Arbor - Stadium Branch
2180 W Stadium Blvd, Ann Arbor, MI 48103 - Dimondale - Secondary Complex
8420 Billwood Hwy, Dimondale, MI 48821 - Headquarters (main office)
4605 S Old Us Highway 23, Brighton, MI 48114 - Lake Lansing Branch
1300 W Lake Lansing Rd, East Lansing, MI 48823 - Howell - E Grand River
4465 E Grand River Ave, Howell, MI 48843 - Howell
228 W Highland Rd, Howell, MI 48843 - Detroit Woodward
6505 Woodward Ave, Detroit, MI 48202 - Plymouth Town Center
190 Ann Arbor Rd W, Plymouth, MI 48170 - Downtown Lansing
624 S Washington Ave, Lansing, MI 48933 - Hastings Branch
1500 West M-43 Highway, Hastings, MI 49058 - Brighton Branch
8661 W Grand River Ave, Brighton, MI 48116 - Warren
25397 Schoenherr Rd, Warren, MI 48089 - Monroe
1237 Holiday Blvd, Monroe, MI 48162
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology