Charter 23279 · East Lansing, MI
Michigan State University Federal Credit Union
Michigan State University Federal Credit Union is a federally chartered credit union in East Lansing, Michigan, with $8.87 billion in assets and 405,979 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.96%, above the 7% that NCUA's rules treat as well capitalized.
Also does business as Oakland University Credit Union, Collegiate Credit Union, AlumniFi, Pillur, Truly U, Home Loans.
- Total assets
- $8.87 billion
- +7.6% in a year
- Members
- 405,979
- +6.3% in a year
- Net worth ratio
- 8.96%
- Peer median 10.79%
- Loans 60+ days late
- 1.24%
- Peer median 0.67%
- Loans outstanding
- $6.92 billion
- +8.8% in a year
- Shares and deposits
- $7.28 billion
- +7.5% in a year
- Branches
- 38
- 1,427 employees
- Opened
- 1979
- Federal charter
How Michigan State University Federal Credit Union compares
NCUA groups credit unions by size; Michigan State University Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 8.96% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.24%, is higher than the group median of 0.67%. Loans grew 8.8% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 2 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $8.87 billion | 405,979 | $6.92 billion | 8.96% | 1.24% |
| Q1 2026 | $8.51 billion | 399,480 | $6.47 billion | 8.37% | 1.12% |
| Q4 2025 | $8.38 billion | 396,646 | $6.49 billion | 8.43% | 1.16% |
| Q3 2025 | $8.24 billion | 389,605 | $6.41 billion | 8.51% | 1.06% |
| Q2 2025 | $8.24 billion | 381,844 | $6.37 billion | 8.34% | 1.26% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 10 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 38 sites for Michigan State University Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- MSUFCU - Headquarters (main office)
3777 West Rd, East Lansing, MI 48823 - MSUFCU - Central Park Branch
1775 Central Park Dr, Okemos, MI 48864 - MSUFCU - Westside Branch
653 Migaldi Ln, Lansing, MI 48917 - MSUFCU - Headquarter Branch
3775 Coolidge Rd, East Lansing, MI 48823 - MSUFCU - Union Building
49 Abbot Rd Rm 108, East Lansing, MI 48824 - MSUFCU - South Lansing Branch
200 E Jolly Rd, Lansing, MI 48910 - MSUFCU - Farm Lane Branch
4825 E Mount Hope Rd, East Lansing, MI 48823 - MSUFCU - Downtown Lansing Branch
104 S Washington Sq, Lansing, MI 48933 - MSUFCU - Marsh Branch
16861 Marsh Rd, Haslett, MI 48840 - MSUFCU - HQ2
3899 Coolidge Rd, East Lansing, MI 48823 - MSUFCU - Mason Branch
1140 S Jefferson St, Mason, MI 48854 - MSUFCU - Meridian Crossing
2300 Jolly Rd, Okemos, MI 48864 - OUCU - Oakland Center Branch
Oakland Center, Suite 148, Rochester, MI 48309 - MSUFCU - Charlotte Branch
180 High St, Charlotte, MI 48813 - MSUFCU - Ortonville Branch
4 South St, Ortonville, MI 48462 - MSUFCU - Berkley Branch
1833 Coolidge Hwy, Berkley, MI 48072 - MSUFCU - Holt Branch
2313 Cedar St, Holt, MI 48842 - OUCU - Auburn Hills Regional Office
3220 University Dr, Auburn Hills, MI 48326 - MSUFCU - Traverse City US 31
3752 N Us Highway 31 S, Traverse City, MI 49684 - MSUFCU - Traverse City Union
312 S Union St, Traverse City, MI 49684 - MSUFCU - Sashabaw Branch
6051 Sashabaw Rd, Clarkston, MI 48346 - MSUFCU - Kentwood
4580 28Th St Se, Kentwood, MI 49512 - MSUFCU - Abbot Building
311 Abbot Rd, East Lansing, MI 48823 - MSUFCU - Congress Street Branch
243 W Congress St, Detroit, MI 48226 - MSUFCU - Halsted Street
2500 N Halsted St, Chicago, IL 60614 - MSUFCU - Lincoln Avenue
2727 N Lincoln Ave, Chicago, IL 60614 - MSUFCU - Division Street
101 W Division St, Chicago, IL 60610 - MSUFCU - Brighton
8510 W Grand River Ave, Brighton, MI 48116 - MSUFCU - Novi
43420 Grand River Ave, Novi, MI 48375 - MSUFCU - Jackson Branch
1800 N Wisner St, Jackson, MI 49202 - MSUFCU - Algonquin Rd. Branch
800 E Algonquin Rd, Algonquin, IL 60102 - MSUFCU - Clark Street Branch
1550 N Clark St, Chicago, IL 60610 - MSUFCU - Johnsburg Branch
4000 N Johnsburg Rd, Johnsburg, IL 60051 - MSUFCU - McHenry Branch
353 Bank Dr, McHenry, IL 60050 - MSUFCU - North Avenue Branch
2234 W North Ave, Chicago, IL 60647 - MSUFCU - Randall Rd. Branch
2400 Huntington Dr N, Algonquin, IL 60102 - MSUFCU - Richmond Branch
10520 N Main St, Richmond, IL 60071 - MSUFCU - Gold Coast Office
1165 N Clark St, Chicago, IL 60610
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology