Charter 62172 · Oshtemo, MI
Consumers Credit Union (Oshtemo, MI)
Consumers Credit Union is a state-chartered credit union in Oshtemo, Michigan, with $2.89 billion in assets and 155,558 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.36%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $2.89 billion
- +13.9% in a year
- Members
- 155,558
- +4.5% in a year
- Net worth ratio
- 9.36%
- Peer median 10.79%
- Loans 60+ days late
- 0.40%
- Peer median 0.67%
- Loans outstanding
- $2.52 billion
- +12.9% in a year
- Shares and deposits
- $2.37 billion
- +15.4% in a year
- Branches
- 34
- 503 employees
- Opened
- 1964
- Michigan charter
How Consumers Credit Union compares
NCUA groups credit unions by size; Consumers Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.36% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.40%, is lower than the group median of 0.67%. Loans grew 12.9% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 8 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.89 billion | 155,558 | $2.52 billion | 9.36% | 0.40% |
| Q1 2026 | $2.86 billion | 153,309 | $2.37 billion | 9.08% | 0.21% |
| Q4 2025 | $2.69 billion | 152,257 | $2.35 billion | 9.42% | 0.40% |
| Q3 2025 | $2.58 billion | 151,033 | $2.30 billion | 9.59% | 0.33% |
| Q2 2025 | $2.54 billion | 148,867 | $2.23 billion | 9.43% | 0.28% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 11 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 35 sites for Consumers Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- West Main
5018 W Main St, Kalamazoo, MI 49009 - Gull Road
5940 Gull Rd, Kalamazoo, MI 49048 - 9th Street
6699 W Main St, Kalamazoo, MI 49009 - Centre Street
1511 W Centre Ave, Portage, MI 49024 - Milham Ave
1065 E Milham Ave, Portage, MI 49002 - South Haven
1579 Phoenix St, South Haven, MI 49090 - Riley
12705 Riley St, Holland, MI 49424 - South Washington
1037 Washington Ave, Holland, MI 49423 - Coldwater
829 E Chicago St, Coldwater, MI 49036 - Downtown
125 S Kalamazoo Mall Ste 104, Kalamazoo, MI 49007 - Milwood
4023 Portage St, Kalamazoo, MI 49001 - Mattawan
56109 S Main St, Mattawan, MI 49071 - Gaines
6770 Kalamazoo Ave Se, Grand Rapids, MI 49508 - Cascade
5575 28Th St Se, Grand Rapids, MI 49512 - Corner@Drake
1900 S Drake Rd, Kalamazoo, MI 49006 - Lawton
104 N Main St, Lawton, MI 49065 - Grandville
4350 44Th St Sw, Grandville, MI 49418 - Groves (main office)
7200 Elm Valley Dr, Kalamazoo, MI 49009 - Battle Creek
6081 B Dr N, Battle Creek, MI 49014 - Plainfield
3869 Plainfield Ave Ne, Grand Rapids, MI 49525 - Breton Village
1835 Breton Rd Se, Grand Rapids, MI 49506 - 54th Street
220 54Th St Sw, Grand Rapids, MI 49548 - Grand Haven
901 S Beacon Blvd, Grand Haven, MI 49417 - Walker
272 Wilson Ave Nw, Walker, MI 49534 - Muskegon
1818 E Sherman Blvd, Muskegon, MI 49444 - Delta Crossings
809 N Marketplace Blvd, Lansing, MI 48917 - Lansing Cedar
6935 S Cedar St, Lansing, MI 48911 - East Lansing
2763 E Grand River Ave, East Lansing, MI 48823 - Woods Lake
3140 Oakland Dr, Kalamazoo, MI 49008 - Lake Lansing
2305 Lake Lansing Road, Lansing, MI 48912 - Galesburg
84 W Michigan Ave, Galesburg, MI 49053 - Marshall
1114 W Michigan Ave, Marshall, MI 49068 - Roosevelt Park
3145 Henry St, Muskegon, MI 49441 - Rockford
503 E Division St, Rockford, MI 49341 - Douglas
312 Ferry St, Douglas, MI 49406
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology