Charter 61797 · Grand Blanc, MI
Elga Credit Union
Elga Credit Union is a state-chartered credit union in Grand Blanc, Michigan, with $2.50 billion in assets and 117,308 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 17.80%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $2.50 billion
- +55.4% in a year
- Members
- 117,308
- +16.6% in a year
- Net worth ratio
- 17.80%
- Peer median 10.79%
- Loans 60+ days late
- 1.38%
- Peer median 0.67%
- Loans outstanding
- $1.62 billion
- +37.4% in a year
- Shares and deposits
- $2.04 billion
- +72.7% in a year
- Branches
- 23
- 445 employees
- Opened
- 1968
- Michigan charter
How Elga Credit Union compares
NCUA groups credit unions by size; Elga Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 17.80% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.38%, is higher than the group median of 0.67%. Loans grew 37.4% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 11 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.50 billion | 117,308 | $1.62 billion | 17.80% | 1.38% |
| Q1 2026 | $2.47 billion | 117,117 | $1.62 billion | 17.77% | 1.13% |
| Q4 2025 | $1.81 billion | 109,016 | $1.18 billion | 23.86% | 2.02% |
| Q3 2025 | $1.76 billion | 109,101 | $1.20 billion | 24.33% | 1.86% |
| Q2 2025 | $1.61 billion | 100,601 | $1.18 billion | 25.92% | 1.99% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 10.0 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 22 sites for Elga Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Burton
2303 S Center Rd, Burton, MI 48519 - Flushing
6243 W Pierson Rd, Flushing, MI 48433 - Davison
8415 Davison Rd, Davison, MI 48423 - Clio
7026 W Vienna Rd, Clio, MI 48420 - Flint VG's
5072 Corunna Rd, Flint, MI 48532 - Lapeer
799 S Harrison St, Lapeer, MI 48446 - Fenton
1390 N Leroy St, Fenton, MI 48430 - Vital Records
799 S Harrison St, Lapeer, MI 48446 - Saginaw
2686 Mcleod Dr N, Saginaw, MI 48604 - Goodrich
8125 S State Rd, Goodrich, MI 48438 - Grand Blanc
6019 Grand Pointe Blvd, Grand Blanc, MI 48439 - Downtown Flint
600 S Saginaw St, Flint, MI 48502 - Headquarters (main office)
6065 Grand Pointe Blvd, Grand Blanc, MI 48439 - Cabaret
3262 Cabaret Trl S, Saginaw, MI 48603 - Straits
1479 Straits Dr, Bay City, MI 48706 - Wilder
4265 Wilder Rd, Bay City, MI 48706 - Shared Branch Network
6065 Grand Pointe Blvd, Grand Blanc, MI 48439 - Beachside
571 Beachland Blvd, Vero Beach, FL 32963 - Fort Pierce
603 N Indian River Dr, Fort Pierce, FL 34950 - Melbourne
3303 Suntree Blvd, Melbourne, FL 32940 - Sebastian
1020 Us Highway 1, Sebastian, FL 32958 - Vero Beach
1450 Us Highway 1, Vero Beach, FL 32960
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology