Charter 64880 · Farmington Hills, MI
Community Choice Credit Union (Farmington Hills, MI)
Community Choice Credit Union is a state-chartered credit union in Farmington Hills, Michigan, with $2.12 billion in assets and 115,511 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.52%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $2.12 billion
- +8.9% in a year
- Members
- 115,511
- +0.2% in a year
- Net worth ratio
- 9.52%
- Peer median 10.79%
- Loans 60+ days late
- 0.75%
- Peer median 0.67%
- Loans outstanding
- $1.59 billion
- +6.4% in a year
- Shares and deposits
- $1.82 billion
- +12.0% in a year
- Branches
- 23
- 442 employees
- Opened
- 1935
- Michigan charter
How Community Choice Credit Union compares
NCUA groups credit unions by size; Community Choice Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.52% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.75%, is higher than the group median of 0.67%. Loans grew 6.4% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 13 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.12 billion | 115,511 | $1.59 billion | 9.52% | 0.75% |
| Q1 2026 | $2.07 billion | 115,119 | $1.56 billion | 9.36% | 0.81% |
| Q4 2025 | $2.00 billion | 115,153 | $1.58 billion | 9.26% | 0.70% |
| Q3 2025 | $1.98 billion | 115,548 | $1.56 billion | 9.09% | 0.81% |
| Q2 2025 | $1.94 billion | 115,318 | $1.50 billion | 9.10% | 0.59% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 10 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 23 sites for Community Choice Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Community Choice Credit Union (main office)
31155 Northwestern Hwy, Farmington Hills, MI 48334 - 21 Michigan Center Office
4405 Page Ave, Michigan Center, MI 49254 - 11 Shelby Township Member Center
14965 23 Mile Rd, Shelby Township, MI 48315 - 04 Harvey Street
1624 Independence Drive Unit 1, Muskegon, MI 49444 - 22 Roseville
20778 E 13 Mile Rd, Roseville, MI 48066 - 25 Muskegon-Western
121 W Western Ave, Muskegon, MI 49442 - 26 Commerce Township
39440 W 14 Mile Rd, Commerce Township, MI 48390 - 27 Farmington Hills - 12 Mile
37600 W 12 Mile Rd, Farmington Hills, MI 48331 - 10 Livonia Member Center
15420 Farmington Rd, Livonia, MI 48154 - 50 Livonia/Westland Member Center
34930 Ann Arbor Trl, Livonia, MI 48150 - 03 New Hudson Office
30564 Lyon Center Dr E, New Hudson, MI 48165 - 02 Milford Member Center
180 S Milford Rd, Milford, MI 48381 - 20 Redford Member Center
25447 5 Mile Rd, Redford, MI 48239 - 01 Warren Member Center
7415 Chicago Rd, Warren, MI 48092 - 07 Royal Oak Member Center
1740 Crooks Rd, Royal Oak, MI 48067 - 08 Northville Member Center
41660 6 Mile Rd, Northville, MI 48168 - 09 Dearborn Heights Member Center
25555 W Warren St, Dearborn Heights, MI 48127 - 13 Holland Member Center
114 S Waverly Rd, Holland, MI 49423 - 12 Wyandotte Member Center
3099 Biddle Ave, Wyandotte, MI 48192 - 16 Eastpointe Member Center
16345 E 9 Mile Rd, Eastpointe, MI 48021 - 06 Troy Member Center
30 E Long Lake Rd, Troy, MI 48085 - 18 Hillsdale Member Center
412 W Carleton Rd, Hillsdale, MI 49242 - 17 Jackson Member Center
1425 W Parnall Rd, Jackson, MI 49201
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology