Charter 61552 · Ann Arbor, MI
University of Michigan Credit Union
University of Michigan Credit Union is a state-chartered credit union in Ann Arbor, Michigan, with $1.45 billion in assets and 121,042 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.08%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.45 billion
- +4.2% in a year
- Members
- 121,042
- +1.0% in a year
- Net worth ratio
- 11.08%
- Peer median 10.79%
- Loans 60+ days late
- 0.82%
- Peer median 0.67%
- Loans outstanding
- $1.16 billion
- +4.3% in a year
- Shares and deposits
- $1.13 billion
- +5.0% in a year
- Branches
- 17
- 254 employees
- Opened
- 1954
- Michigan charter
How University of Michigan Credit Union compares
NCUA groups credit unions by size; University of Michigan Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.08% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.82%, is higher than the group median of 0.67%. Loans grew 4.3% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 21 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.45 billion | 121,042 | $1.16 billion | 11.08% | 0.82% |
| Q1 2026 | $1.45 billion | 122,745 | $1.12 billion | 10.72% | 0.74% |
| Q4 2025 | $1.41 billion | 122,134 | $1.12 billion | 10.88% | 0.91% |
| Q3 2025 | $1.38 billion | 121,675 | $1.13 billion | 10.95% | 0.81% |
| Q2 2025 | $1.40 billion | 119,873 | $1.12 billion | 10.70% | 0.75% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 508,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 16 sites for University of Michigan Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Huron Branch
340 E Huron St, Ann Arbor, MI 48104 - Pierpont Branch
2101 Bonisteel Blvd Ste 1212, Ann Arbor, MI 48109 - Michigan Union Branch
530 S State St Ste G308, Ann Arbor, MI 48109 - Dearborn Branch
4901 Evergreen Rd, Dearborn, MI 48128 - Jackson Road Branch
4440 Jackson Rd, Ann Arbor, MI 48103 - 340 Huron (main office)
340 E Huron St, Ann Arbor, MI 48104 - Bristol Road Branch
1149 E Bristol Rd, Burton, MI 48529 - Genesys Health Park Branch
1428 Genesys Pkwy, Grand Blanc, MI 48439 - South State Street Branch
2725 S State St, Ann Arbor, MI 48104 - EMUCU Student Center Branch
900 Oakwood St Ste 109, Ypsilanti, MI 48197 - South University Branch
1121 S University Ave, Ann Arbor, MI 48104 - Carpenter Road Branch
2621 Carpenter Rd, Ann Arbor, MI 48108 - Michigan Medicine
1500 E Medical Center Dr Ste 2B223, Ann Arbor, MI 48109 - 2935 Plymouth Rd
2935 Plymouth Rd, Ann Arbor, MI 48105 - Northville Township
39521 Traditions Drive, Northville, MI 48168 - 61 W Cross Street
611 W Cross St, Ypsilanti, MI 48197
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology