Charter 60406 · Mount Clemens, MI
Freestar Financial Credit Union
Freestar Financial Credit Union is a state-chartered credit union in Mount Clemens, Michigan, with $350 million in assets and 21,757 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.63%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $350 million
- +3.7% in a year
- Members
- 21,757
- -0.7% in a year
- Net worth ratio
- 9.63%
- Peer median 11.65%
- Loans 60+ days late
- 1.17%
- Peer median 0.70%
- Loans outstanding
- $215 million
- +1.7% in a year
- Shares and deposits
- $312 million
- +4.9% in a year
- Branches
- 8
- 77 employees
- Opened
- 1957
- Michigan charter
How Freestar Financial Credit Union compares
NCUA groups credit unions by size; Freestar Financial Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.63% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.17%, is higher than the group median of 0.70%. Loans grew 1.7% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 59 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $350 million | 21,757 | $215 million | 9.63% | 1.17% |
| Q1 2026 | $351 million | 22,081 | $213 million | 9.44% | 0.82% |
| Q4 2025 | $339 million | 22,283 | $210 million | 9.70% | 0.93% |
| Q3 2025 | $326 million | 22,551 | $208 million | 10.03% | 1.34% |
| Q2 2025 | $337 million | 21,909 | $211 million | 9.68% | 1.05% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 9.0 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for Freestar Financial Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Clinton Township (main office)
37570 S Gratiot Ave, Clinton Township, MI 48036 - Selfridge
44200 N Jefferson Ave # 715, Selfridge Angb, MI 48045 - Sterling
34642 Van Dyke Ave, Sterling Heights, MI 48312 - Chesterfield
47011 Sugarbush Rd, Chesterfield, MI 48047 - Saint Clair Shores
22500 E 9 Mile Rd, Saint Clair Shores, MI 48080 - Shelby Township
56350 Van Dyke Ave, Shelby Township, MI 48316 - Richmond
10636 Gratiot Ave, Casco, MI 48064 - Eastpointe
22544 Gratiot Ave, Eastpointe, MI 48021
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology