Charter 60683 · Romulus, MI
Public Service Credit Union (Romulus, MI)
Public Service Credit Union is a state-chartered credit union in Romulus, Michigan, with $468 million in assets and 31,889 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.61%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $468 million
- +8.8% in a year
- Members
- 31,889
- -0.5% in a year
- Net worth ratio
- 11.61%
- Peer median 11.65%
- Loans 60+ days late
- 1.03%
- Peer median 0.70%
- Loans outstanding
- $298 million
- +7.7% in a year
- Shares and deposits
- $392 million
- +5.3% in a year
- Branches
- 11
- 130 employees
- Opened
- 1951
- Michigan charter
How Public Service Credit Union compares
NCUA groups credit unions by size; Public Service Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.61% is about the same as that group's median of 11.65%, and its share of loans 60 or more days past due, 1.03%, is higher than the group median of 0.70%. Loans grew 7.7% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 49 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $468 million | 31,889 | $298 million | 11.61% | 1.03% |
| Q1 2026 | $459 million | 31,795 | $294 million | 11.61% | 1.01% |
| Q4 2025 | $452 million | 32,005 | $296 million | 11.53% | 1.33% |
| Q3 2025 | $434 million | 32,240 | $293 million | 11.91% | 1.19% |
| Q2 2025 | $430 million | 32,043 | $276 million | 11.79% | 1.35% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 10 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 11 sites for Public Service Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Public Service Credit Union (main office)
7665 Merriman Rd, Romulus, MI 48174 - Cadillac Place
3044 W Grand Blvd Ste L-350, Detroit, MI 48202 - Redford Branch
26838 Plymouth Rd, Redford, MI 48239 - Veterans Health Administration Branch
4646 John R St, Detroit, MI 48201 - Flat Rock
26121 Vreeland Rd, Flat Rock, MI 48134 - Grosse Ile Branch
8095 Macomb St, Grosse Ile, MI 48138 - Trenton Branch
3555 West Rd, Trenton, MI 48183 - Detroit Eastside
14481 Gratiot Ave, Detroit, MI 48205 - Garden City
5838 Middlebelt Rd, Garden City, MI 48135 - Oak Park
13401 W 9 Mile Rd, Oak Park, MI 48237 - Warren Branch
2000 E 12 Mile Rd, Warren, MI 48092
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology