Charter 60936 · Grand Rapids, MI
Adventure Credit Union
Adventure Credit Union is a state-chartered credit union in Grand Rapids, Michigan, with $646 million in assets and 42,876 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.49%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $646 million
- +0.7% in a year
- Members
- 42,876
- -2.4% in a year
- Net worth ratio
- 11.49%
- Peer median 10.79%
- Loans 60+ days late
- 0.73%
- Peer median 0.67%
- Loans outstanding
- $452 million
- +8.0% in a year
- Shares and deposits
- $564 million
- +1.1% in a year
- Branches
- 10
- 166 employees
- Opened
- 1936
- Michigan charter
How Adventure Credit Union compares
NCUA groups credit unions by size; Adventure Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.49% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.73%, is higher than the group median of 0.67%. Loans grew 8.0% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 41 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $646 million | 42,876 | $452 million | 11.49% | 0.73% |
| Q1 2026 | $642 million | 43,275 | $448 million | 11.41% | 0.61% |
| Q4 2025 | $629 million | 38,379 | $436 million | 11.61% | 0.90% |
| Q3 2025 | $628 million | 43,596 | $426 million | 11.52% | 0.68% |
| Q2 2025 | $642 million | 43,951 | $419 million | 12.00% | 0.63% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 10 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 10 sites for Adventure Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- 32nd Street (main office)
630 32Nd St Se, Grand Rapids, MI 49548 - Plainfield
4211 Plainfield Ave Ne, Grand Rapids, MI 49525 - Lake Lansing
2250 Lake Lansing Rd, Lansing, MI 48912 - Crossings Drive
6672 Crossings Dr Se, Grand Rapids, MI 49508 - Wilson
5165 Wilson Ave Sw, Wyoming, MI 49418 - Walker
2500 Alpine Ave Nw, Grand Rapids, MI 49544 - Jolly
301 E Jolly Rd, Lansing, MI 48910 - Lindsey
14049 Lindsey Pvt Ln, Dewitt, MI 48820 - Saginaw
5615 W Saginaw Hwy, Lansing, MI 48917 - State
3062 S State Rd, Ionia, MI 48846
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology