Charter 61748 · Monroe, MI
Monroe Community Credit Union
Monroe Community Credit Union is a state-chartered credit union in Monroe, Michigan, with $406 million in assets and 32,051 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.43%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as BeLOCAL.
- Total assets
- $406 million
- +4.2% in a year
- Members
- 32,051
- +1.4% in a year
- Net worth ratio
- 11.43%
- Peer median 11.65%
- Loans 60+ days late
- 0.20%
- Peer median 0.70%
- Loans outstanding
- $276 million
- +12.9% in a year
- Shares and deposits
- $355 million
- +2.4% in a year
- Branches
- 6
- 75 employees
- Opened
- 1954
- Michigan charter
How Monroe Community Credit Union compares
NCUA groups credit unions by size; Monroe Community Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.43% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.20%, is lower than the group median of 0.70%. Loans grew 12.9% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 51 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $406 million | 32,051 | $276 million | 11.43% | 0.20% |
| Q1 2026 | $404 million | 31,766 | $262 million | 11.10% | 0.18% |
| Q4 2025 | $393 million | 31,705 | $257 million | 11.05% | 0.18% |
| Q3 2025 | $385 million | 31,909 | $251 million | 10.79% | 0.21% |
| Q2 2025 | $390 million | 31,624 | $245 million | 10.25% | 0.24% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 5.0 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for Monroe Community Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (MOT) (main office)
715 N Telegraph Rd, Monroe, MI 48162 - Winchester (WIN)
14 Winchester St, Monroe, MI 48161 - Bedford (BED)
7408 Lewis Ave, Temperance, MI 48182 - Newport (DIX)
5044 N Dixie Hwy, Newport, MI 48166 - Maybee
9040 Raisin St, Maybee, MI 48159 - Dundee
106 Park Pl, Dundee, MI 48131
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology