Charter 65595 · Jackson, MI
American 1 Credit Union
American 1 Credit Union is a state-chartered credit union in Jackson, Michigan, with $661 million in assets and 67,470 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 15.58%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $661 million
- -0.7% in a year
- Members
- 67,470
- +0.9% in a year
- Net worth ratio
- 15.58%
- Peer median 10.79%
- Loans 60+ days late
- 2.07%
- Peer median 0.67%
- Loans outstanding
- $455 million
- -5.2% in a year
- Shares and deposits
- $543 million
- -1.3% in a year
- Branches
- 18
- 261 employees
- Opened
- 1980
- Michigan charter
How American 1 Credit Union compares
NCUA groups credit unions by size; American 1 Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 15.58% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 2.07%, is higher than the group median of 0.67%. Loans fell 5.2% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 39 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $661 million | 67,470 | $455 million | 15.58% | 2.07% |
| Q1 2026 | $667 million | 67,556 | $460 million | 15.27% | 2.14% |
| Q4 2025 | $658 million | 67,308 | $468 million | 15.40% | 2.46% |
| Q3 2025 | $650 million | 67,235 | $475 million | 15.54% | 2.37% |
| Q2 2025 | $666 million | 66,864 | $480 million | 15.03% | 2.21% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 811,293 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 18 sites for American 1 Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Home Office (main office)
718 E Michigan Ave, Jackson, MI 49201 - Brooklyn
11301 Brooklyn Rd, Brooklyn, MI 49230 - Hillsdale
3192 W Carleton Rd, Hillsdale, MI 49242 - Vandercook
1238 E Mcdevitt Ave, Jackson, MI 49203 - Parnall
1521 W Parnall Rd, Jackson, MI 49201 - Drive Thru
203 N Perrine St, Jackson, MI 49201 - North St
930 W North St, Jackson, MI 49202 - Milan
108 W Main St, Milan, MI 48160 - Manchester
10903 Mi State Road 52, Manchester, MI 48158 - Michigan Center
4400 Page Ave, Michigan Center, MI 49254 - Spring Arbor
6580 Spring Arbor Rd, Spring Arbor, MI 49283 - Clark Lake
3101 Jefferson Rd, Clarklake, MI 49234 - Marshall
106 Winston Dr, Marshall, MI 49068 - Chelsea US-12
12855 E Old Us Highway 12, Chelsea, MI 48118 - Adrian - Maumee
1586 W Maumee St, Adrian, MI 49221 - Battle Creek
1 Bedford Rd N, Battle Creek, MI 49037 - Cooper St
900 Cooper St, Jackson, MI 49202 - Robinson Rd
135 Robinson Rd, Jackson, MI 49203
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology