Charter 61755 · Frankenmuth, MI
Frankenmuth Credit Union
Frankenmuth Credit Union is a state-chartered credit union in Frankenmuth, Michigan, with $1.59 billion in assets and 78,652 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.31%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.59 billion
- +7.1% in a year
- Members
- 78,652
- +4.3% in a year
- Net worth ratio
- 10.31%
- Peer median 10.79%
- Loans 60+ days late
- 1.19%
- Peer median 0.67%
- Loans outstanding
- $1.16 billion
- +5.2% in a year
- Shares and deposits
- $1.41 billion
- +7.7% in a year
- Branches
- 32
- 423 employees
- Opened
- 1964
- Michigan charter
How Frankenmuth Credit Union compares
NCUA groups credit unions by size; Frankenmuth Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.31% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.19%, is higher than the group median of 0.67%. Loans grew 5.2% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 17 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.59 billion | 78,652 | $1.16 billion | 10.31% | 1.19% |
| Q1 2026 | $1.57 billion | 78,016 | $1.14 billion | 10.17% | 1.07% |
| Q4 2025 | $1.52 billion | 76,954 | $1.13 billion | 9.97% | 0.95% |
| Q3 2025 | $1.50 billion | 76,433 | $1.13 billion | 9.95% | 1.09% |
| Q2 2025 | $1.48 billion | 75,411 | $1.11 billion | 9.94% | 0.97% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 10 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 33 sites for Frankenmuth Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
580 N Main St, Frankenmuth, MI 48734 - Richville
9321 W Sanilac Rd, Reese, MI 48757 - Birch Run
8131 Main St, Birch Run, MI 48415 - Reese
12638 E Washington Rd, Reese, MI 48757 - Millington
8234 State Rd, Millington, MI 48746 - Vassar
602 State Rd, Vassar, MI 48768 - Town & Country
2796 Erna Dr, Saginaw, MI 48603 - Meijer Drive South Birch Run
9430 Meijer South Drive, Birch Run, MI 48415 - Otisville Branch
410 N State Rd, Otisville, MI 48463 - Essexville Branch
3017 Center Ave, Essexville, MI 48732 - Freeland Branch
111 S Main St, Freeland, MI 48623 - Cass City Branch
6141 Cass City Rd, Cass City, MI 48726 - Elkton Branch
47 N Main St, Elkton, MI 48731 - Caro Branch
1060 W Caro Rd, Caro, MI 48723 - Vassar Downtown
113 W Huron Ave, Vassar, MI 48768 - Bay City Branch
800 N Euclid Ave, Bay City, MI 48706 - Midland
401 S Saginaw Rd, Midland, MI 48640 - SVRC
203 S Washington Ave, Saginaw, MI 48607 - Bridgeport Branch
5540 Dixie Hwy, Saginaw, MI 48601 - Mayville Office
315 E Main St, Mayville, MI 48744 - Linwood Branch
8 S Huron Rd, Linwood, MI 48634 - Thomas Township Branch
7531 Gratiot Rd, Saginaw, MI 48609 - Uptown North Main
975 N Main St, Frankenmuth, MI 48734 - Owosso Branch
2267 E M 21, Owosso, MI 48867 - Sebewaing Office
561 S Beck St, Sebewaing, MI 48759 - Bad Axe
710 N Van Dyke Rd, Bad Axe, MI 48413 - Gratiot Meijer
8400 Gratiot Rd, Saginaw, MI 48609 - Tittabawassee Meijer
3360 Tittabawassee Rd, Saginaw, MI 48604 - Pigeon Branch
15 N Caseville Rd, Pigeon, MI 48755 - West Branch Meijer
3691 M-55, West Branch, MI 48661 - Harbor Beach
8970 Sand Beach Rd, Harbor Beach, MI 48441 - Marlette
6541 Plaza Dr, Marlette, MI 48453 - Chesaning Branch
100 W Broad St, Chesaning, MI 48616
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology