Charter 5748 · Powers, MI
Integra First Federal Credit Union
Integra First Federal Credit Union is a federally chartered credit union in Powers, Michigan, with $135 million in assets and 11,557 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.03%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $135 million
- +3.9% in a year
- Members
- 11,557
- +0.5% in a year
- Net worth ratio
- 9.03%
- Peer median 11.65%
- Loans 60+ days late
- 0.99%
- Peer median 0.70%
- Loans outstanding
- $87.6 million
- +9.5% in a year
- Shares and deposits
- $123 million
- +3.6% in a year
- Branches
- 4
- 33 employees
- Opened
- 1948
- Federal charter
How Integra First Federal Credit Union compares
NCUA groups credit unions by size; Integra First Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.03% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.99%, is higher than the group median of 0.70%. Loans grew 9.5% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 102 of 169 credit unions headquartered in Michigan. See all Michigan credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $135 million | 11,557 | $87.6 million | 9.03% | 0.99% |
| Q1 2026 | $136 million | 11,554 | $87.3 million | 8.95% | 0.99% |
| Q4 2025 | $133 million | 11,490 | $81.2 million | 9.10% | 1.00% |
| Q3 2025 | $131 million | 11,470 | $81.7 million | 9.19% | 0.77% |
| Q2 2025 | $130 million | 11,502 | $80.0 million | 9.11% | 0.85% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 996,541 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Integra First Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Menominee Branch
2600 10Th St, Menominee, MI 49858 - Powers Branch (main office)
W3803 Us Highway 2/41, Powers, MI 49874 - Member Driven Technologies
30230 Orchard Lake Rd, Farmington Hills, MI 48334 - stephenson branch
S320 Us Highway 41, Stephenson, MI 49887 - Menominee High School Branch
2101 18Th St, Menominee, MI 49858
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology